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Account Executive
3 months ago
Job Overview:
An Insurance Account Executive is responsible for managing and developing relationships with clients, providing expert advice on insurance products, and ensuring clients' insurance needs are met. This role involves sales, client management, and strategic planning to achieve company goals.
Key Responsibilities:
Client Relationship Management:
· Develop and maintain strong relationships with new and existing clients.
· Understand clients' insurance needs and provide tailored solutions.
· Conduct regular reviews with clients to ensure their insurance coverage remains adequate.
Sales and Business Development:
· Identify and pursue new business opportunities.
· Present and promote insurance products and services to potential clients.
· Achieve sales targets and contribute to the overall growth of the business.
Policy Management:
· Assist clients with the selection, application, and renewal of insurance policies.
· Negotiate terms and premiums with underwriters.
· Ensure all policy documentation is accurate and delivered in a timely manner.
Claims Support:
· Guide clients through the claims process, providing support and advice.
· Liaise with claims adjusters and underwriters to resolve issues.
· Ensure claims are processed efficiently and clients are kept informed.
Market Analysis and Strategy:
· Stay informed about market trends, competitor activities, and industry developments.
· Provide insights and recommendations to improve products and services.
· Develop strategic plans to enhance client retention and satisfaction.
Compliance and Risk Management:
· Ensure all activities comply with insurance regulations and company policies.
· Identify and assess potential risks and develop strategies to mitigate them.
· Maintain up-to-date knowledge of changes in insurance laws and regulations.
Required Skills and Qualifications:
Education
Degree in business, finance, insurance, or a related field.
Experience:
Minimum of 3-5 years of experience in insurance sales or account management.
Previous Acturis experience preferred but not essential.
Skills:
· Strong sales and negotiation skills.
· Excellent communication and interpersonal abilities.
· Proficiency in Microsoft Office Suite and CRM software.
· Analytical skills to assess client needs and market opportunities.
· Ability to manage multiple clients and priorities simultaneously.
Personal Attributes:
· Customer-focused with a commitment to delivering exceptional service.
· Self-motivated and goal-oriented.
· High level of integrity and professionalism.
· Strong problem-solving skills and attention to detail.
Working Conditions:
· Full-time position
· Office-based with standard working hours;
· Interaction with clients, insurance companies, and team members on a daily basis.
Reporting Structure:
- Reports to the Operations & Broking Director