Financial Risk Assessment Specialist
15 hours ago
Legal & General, a leading financial services group and major global investor, is seeking a skilled Financial Risk Assessment Specialist to join its team. With a strong heritage and an exciting future, the company aims to build a better society for the long term by investing its customers' money in things that make life better for everyone.
About the RoleThis role offers a competitive salary of £40,000 - £60,000 per annum, depending on experience, along with a range of benefits including annual bonuses, pension contributions, and private medical insurance. As a Financial Risk Assessment Specialist, you will be responsible for reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications.
Key Responsibilities- To accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered based on your autonomy level.
- To participate in or lead projects that enhance the underwriting process and improve systems and commercial viability, using your own initiative, expertise, and business awareness.
- To ensure any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
- A thorough understanding of risk factors for mortality and morbidity, as well as financial underwriting.
- An understanding of legislations and regulatory requirements would be preferable.
We reward performance and behaviour with a package that looks after all the things that are important to you. The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes, generous pension contribution, life assurance, private medical insurance, at least 25 days holiday, plus public holidays, 26 days after 2 years' service, and many more benefits make this a great career move.
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