Risk Assessment Life and Disability Expert

4 weeks ago


Cardiff, Cardiff, United Kingdom Legal & General Full time

As a Junior Life Medical Underwriter at Legal & General, you will have the opportunity to work in a dynamic and supportive environment where you can develop your skills and expertise. We are seeking a talented individual to join our team, who has experience underwriting protection products and a thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.

About the Job

This role involves assessing life and disability risks for customers applying for Life, Critical Illness Cover, and Income Protection. You will work closely with colleagues to deliver exceptional customer service, addressing customer requirements in an efficient and professional manner. Your key responsibilities will include:

  • Risk Assessment: Reviewing customer applications to identify risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications.
  • Document Control: Accurately documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
  • Effective Communication: Communicating effectively with internal and external customers and third parties in a professional and efficient manner.
Benefits

We offer a competitive salary of £35,000 - £40,000 per annum, depending on location and experience. In addition, you will enjoy a range of benefits, including:

  • Annual Performance-Related Bonus Plan: The opportunity to participate in our annual performance-related bonus plan and valuable share schemes.
  • Pension Contribution: Generous pension contribution.
  • Life Assurance: Life assurance.
  • Private Medical Insurance: Private medical insurance (permanent employees only).
  • Holiday Entitlement: At least 25 days holiday, plus public holidays, 26 days after 2 years' service.


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