Risk Assessment Specialist
16 hours ago
About Us
Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.
Salary: We offer a competitive base salary, with opportunities to participate in our annual performance-related bonus plan and valuable share schemes. Estimated salary: £45,000 - £60,000 per annum based on location and experience.
About the Role
We're recruiting for a Risk Assessment Specialist to join our team. The role involves reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover and Income Protection applications. You will be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
Key Responsibilities
- Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
- Participate in or lead projects that enhance the underwriting process and improve our systems and commercial viability, using your initiative, expertise, and business awareness.
- Identify complaints and ensure they are acted upon quickly, with root causes highlighted to ensure compliance with complaints response time limits.
- Take ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
- Have a thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
Benefits
- Generous pension contribution.
- Life assurance.
- Private medical insurance (permanent employees only).
- At least 25 days holiday, plus public holidays, increasing to 26 days after 2 years' service, with the option to buy and sell holiday.
- Competitive family leave.
- Participation in our electric car scheme.
- Various discounts for our products and at a range of high street stores and online.
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