Risk Assessment Specialist

2 days ago


Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time
Role Overview

We are seeking a skilled Medical Coverage Evaluator to join our team at Legal & General.

This role involves reviewing customer applications to assess risk factors and determine the suitability of Life, Critical Illness Cover, and Income Protection policies. As a Medical Coverage Evaluator, you will be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms can be offered based on your level of autonomy. Your ability to identify complaints and escalate them to an authorized handler is crucial in ensuring timely resolution and compliance with regulations.

The successful candidate will have a thorough understanding of legislative and regulatory requirements, as well as the risk factors associated with mortality and morbidity. A background in financial underwriting and knowledge of relevant legislations would be beneficial.

Key Responsibilities
  • Review customer applications to assess risk factors and determine policy suitability.
  • Accurately assess and document life and disability risks by reviewing applications and deciding which terms can be offered.
  • Identify complaints and escalate them to an authorized handler for timely resolution and compliance.
Benefits
  • A competitive base salary of £35,000 - £40,000 per annum, depending on location.
  • An annual bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance.
  • At least 25 days holiday, plus public holidays, after 2 years' service.
  • Option to buy and sell holiday.
  • Competitive family leave.


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