Senior Risk Assessment Specialist

1 month ago


Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

Legal & General is a leading financial services group with a strong heritage and an exciting future. As a major global investor, we aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.

About the Role

We're recruiting for a Senior Risk Assessment Specialist to join our team. This is an exciting opportunity to work in a dynamic environment where you'll be responsible for reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover and Income Protection applications.

Key Responsibilities
  • Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
  • Participating in or leading projects that enhance the underwriting process and improve our systems and commercial viability, including instigating such projects, using own initiative, expertise, and business awareness.
  • Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
  • Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
  • Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
What You'll Get

In return for your skills and experience, we offer a competitive base salary of £42,000 - £55,000 per annum, depending on location. You'll also receive:

  • A generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service.
  • The option to buy and sell holiday.
  • Competitive family leave.
  • Participation in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts on Legal & General products and at high street stores and online.


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