Life Insurance Risk Evaluator
1 month ago
We are seeking a skilled Life Medical Underwriter to join our team. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks. Your expertise will help us make informed decisions about life, critical illness cover, and income protection applications.
Key Responsibilities- Accurate Risk Assessments: Review applications to identify risk factors and assess whether we can offer life, critical illness cover, and income protection applications.
- Project Participation: Collaborate with cross-functional teams to enhance the underwriting process and improve our systems and commercial viability.
- Effective Communication: Ensure that customer requests for further information are appropriate and accurate, minimizing unnecessary delays in the customer journey.
- Complaint Resolution: Identify and resolve customer complaints quickly, ensuring compliance with response time limits.
- Work Quality: Maintain accurate records of your work, enabling effective communication and informed business decisions.
- Regulatory Compliance: Stay up-to-date with legislative and regulatory requirements, ensuring our underwriting processes meet the highest standards.
- Customer Service: Communicate with internal and external customers, providing professional and efficient service to meet their expectations.
- Experience: Proven experience in underwriting protection products.
- Risk Knowledge: In-depth understanding of mortality and morbidity risk factors, as well as financial underwriting principles.
- Product Knowledge: Comprehensive knowledge of protection products, including life, critical illness cover, and income protection.
- Regulatory Awareness: Familiarity with relevant legislations and regulatory requirements.
- Communication Skills: Excellent written and verbal communication skills.
- Performance-Related Bonus: Opportunity to participate in our annual performance-related bonus plan.
- Pension Contribution: Generous pension contribution.
- Life Assurance: Life assurance benefit.
- Private Medical Insurance: Private medical insurance for permanent employees.
- Holidays: Minimum of 25 days holiday, plus public holidays, with the option to buy and sell additional holiday.
- Competitive Family Leave: Competitive family leave policy.
- Electric Car Scheme: Option to hire a brand-new electric car through tax-efficient salary sacrifice.
- Discounts: Access to various discounts on our products and at high street stores.
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