Life Insurance Underwriter Analyst

3 days ago


Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time
About the Role

We are recruiting for a Risk Assessment Specialist to join our team at Legal & General.

This role involves reviewing customer applications to assess risk factors and determine the suitability of Life, Critical Illness Cover, and Income Protection policies. As a Risk Assessment Specialist, you will be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms can be offered based on your level of autonomy. Your ability to identify complaints and escalate them to an authorized handler is crucial in ensuring timely resolution and compliance with regulations.

The successful candidate will have a thorough understanding of legislative and regulatory requirements, as well as the risk factors associated with mortality and morbidity. A background in financial underwriting and knowledge of relevant legislations would be beneficial.

Key Responsibilities
  • Assess and mitigate risk factors associated with customer applications.
  • Develop and implement strategies to ensure compliance with regulatory requirements.
  • Collaborate with colleagues to identify areas for improvement and optimize processes.
What We Offer
  • A competitive base salary of £32,000 - £38,000 per annum, depending on location.
  • An annual bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance.
  • At least 20 days holiday, plus public holidays, after 1 year's service.
  • Option to buy and sell holiday.


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