Customer Collections Specialist

4 weeks ago


Cardiff, Cardiff, United Kingdom Starling Bank Full time

Welcome to Starling Bank.

We are redefining banking by leveraging technology to empower individuals in managing their finances more effectively. As a fully licensed UK bank, we embody the agility and innovation of a tech company, striving to create a banking experience that is fair, straightforward, and accessible to all.

Our Hiring Process:

We believe that interviews should be a mutual exploration. We encourage you to engage with us, ask questions, and express your curiosity. After reviewing your application, you can anticipate the following steps:

Stage 1: You will receive a set of questions to complete and return.

Stage 2: An introductory conversation with a Talent Acquisition Specialist.

Stage 3: A virtual interview lasting one hour, including a scenario discussion with two Collections Team Leads.

Role Overview:

If you possess a diverse background in customer service, collections, or financial services, and thrive in challenging environments, the position of Collections Team Member could be an excellent fit for you.

Daily Responsibilities:

Your role will involve significant communication, both inbound and outbound, as well as addressing complaints and assisting customers in need. With strong communication and listening skills, you will be able to convey information clearly and empathetically, tailoring your approach to each individual.

Initial training will take place in the office for a minimum of six weeks, after which you will transition to a hybrid working model that requires occasional travel to our Cardiff office. The team collaborates in the office at least two days each week.

Working Hours: This position requires full-time rotational shifts between 8 AM and 8 PM, Monday to Friday, with Saturday shifts from 9 AM to 5:30 PM (one in four) and occasional bank holidays.

Compensation: The starting salary for this role is £25,500, with potential increases based on experience.

Key Responsibilities:

  • Engage with customers and businesses through various communication channels.
  • Ask relevant questions to identify customers requiring support, particularly those facing financial challenges.
  • Recognize and assist customers experiencing financial or personal vulnerabilities.
  • Take ownership of complex issues and complaints, ensuring professionalism and efficiency while prioritizing customer outcomes.
  • Exhibit a proactive and problem-solving mindset to assist both customers and the organization.
  • Complete daily Income and Expenditure forms with meticulous attention to detail.
  • Review customer cases to understand their overall situation and develop appropriate action plans.
  • Collaborate with customers and other departments to gather necessary information and documentation.
  • Produce high-quality written reports and recommendations for management.

Qualifications:

  • Experience in collections, financial services, or lending is preferred but not mandatory.
  • Experience in a customer-focused environment.
  • Empathetic communication skills with all customers, regardless of their circumstances.
  • Able to devise positive outcomes and solutions for customers in arrears.
  • Familiarity with vulnerability models such as TEXAS, BRUCE, or CARERS is advantageous but not required.
  • Confident in managing customer complaints and complex situations.
  • Resilient during challenging conversations.
  • Adaptable and capable of thriving in a fast-paced fintech environment.
  • A strong team player with a positive outlook.
  • Excellent verbal and written communication skills, along with effective listening and questioning abilities.
  • Able to work collaboratively with other departments.

Benefits:

  • 25 days of annual leave, with the flexibility to take public holidays as you see fit.
  • An additional day off for your birthday.
  • Increased annual leave with tenure, with options to buy or sell up to five extra days.
  • 16 hours of paid volunteer time each year.
  • Salary sacrifice and enhanced pension scheme.
  • Life insurance at four times your salary and group income protection.
  • Private Medical Insurance, including mental health support and cancer care, with partner benefits.
  • Generous family-friendly policies.
  • Incentives for referring friends.
  • Perkbox membership for retail discounts and wellness resources.
  • Access to initiatives like Cycle to Work and Electric Vehicle leasing.

About Us:

We encourage you to apply even if you don’t meet every requirement. While we may not accommodate every flexible working request, we are open to discussions. Our mission is to transform banking, and that begins with our exceptional team. We are proud to bring together individuals from diverse backgrounds who enjoy collaborating to solve problems.

Starling Bank is an equal opportunity employer, committed to fostering diversity and inclusion in the workplace. We consider applicants without regard to race, religion, national origin, age, sex, gender identity, sexual orientation, marital status, disability, or any other characteristic protected by law.



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