Credit Risk Analyst

6 months ago

Cardiff, United Kingdom Admiral Insurance Plc Full time

Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging. As we expand our Unsecured Loans Team, we're on the lookout for a talented Credit Risk Analyst to join our dynamic team

About Admiral Money

Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral. 

We’re looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers. 

Role Overview

As a Credit Risk Analyst within our Unsecured Loans Team, you'll play a crucial role in shaping our credit risk strategies. You will delve into data to uncover insights, develop effective underwriting strategies, and ensure responsible lending through robust affordability models. Your mission is to make data-driven decisions that enhance our credit risk management while supporting the growth of our lending portfolio.

Key Responsibilities:

Perform detailed credit risk analysis to inform decision-making processes. Support the development, implementation, and monitoring of innovative underwriting strategies. Help create and refine affordability models to ensure responsible lending practices. Participate in exploring and integrating new data sources to enhance credit risk assessments. Collaborate with a diverse group of stakeholders, including senior management, to communicate findings and recommendations. Contribute to projects aimed at delivering impactful credit risk changes, ensuring smooth implementation. Provide analytical support for new product developments and portfolio management. Work as part of a team while being able to handle tasks independently when required.

Key Requirements

Analytical experience, preferably within financial services or lending. Experience in using SQL, Python, or other analytical coding languages to extract and manipulate data. Strong problem-solving skills with a keen attention to detail. Effective communication skills, with the ability to engage with stakeholders at various levels. A team player with the ability to work independently and manage multiple tasks. Prior credit risk experience is ideal, but comprehensive training will be provided.

What We Offer

A dynamic and collaborative work environment. Flexible working arrangements to suit your lifestyle. Investment in your development both on and off the job. Opportunities for professional growth and development.

Salary, Benefits and Work-Life Balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

You can also view some of our other key benefits .

Our Commitment to You

At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.

  • Senior Credit Risk Analyst

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    Lead Credit Risk Analyst RoleAdmiral Money is expanding its credit risk function, and we're looking for a talented Senior Credit Risk Analyst to take the lead on credit risk and pricing analytics for our motor lending product. This role involves building and deploying credit risk models, monitoring portfolio performance, and refining our credit...

  • Senior Credit Risk Analyst

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleWe're seeking a highly skilled Credit Risk Analyst to join our team at Monzo. As a key member of our lending operations, you'll be responsible for developing and maintaining accurate credit risk models that meet our business needs.You'll work closely with our data science team to design and implement new models, collaborating with stakeholders...

  • Senior Credit Risk Analyst

    7 months ago

    Cardiff, United Kingdom Admiral Insurance Plc Full time

    Admiral Money is expanding, and an exciting opportunity has arisen for a Senior Credit Risk Analyst to join the team. The role involves taking the lead on credit risk and pricing analytics for our motor lending product. This role will be responsible for building credit risk and pricing models, monitoring actual portfolio performance relative to modelled...

  • Strategic Credit Risk Analyst for Motor Finance

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Aldermore Bank PLC Full time

    About the OpportunityWe are seeking a highly skilled Strategic Credit Risk Analyst to join our Portfolio Management team at Aldermore Bank PLC. As a key member of our team, you will play a crucial role in analysing and interpreting complex data to develop credit decisioning strategies that support business objectives.The successful candidate will be...

  • Credit Risk Strategist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    About Admiral MoneyAs a forward-thinking division of Admiral Group, we're revolutionizing the lending landscape with innovative and flexible solutions. Our Unsecured Loans Team is growing, and we're on the lookout for a skilled Credit Risk Analyst to help us achieve our mission of creating a special lending business for our customers.Role OverviewAs a key...

  • Senior Credit Risk Analyst

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Group Plc Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. The ideal candidate will have advanced financial modelling skills, experience building and evaluating scorecards, and a proven track record of analysing complex data sets.The role involves taking the lead on credit risk and pricing analytics for our...

  • Credit Risk Strategist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Hodge Bank Full time

    About Hodge BankHodge Bank is a Welsh financial service provider specializing in commercial lending and specialist residential mortgage markets.Our company is driven by the goal of making life better for customers and society in moments that matter. We put people at the heart of our business, focusing on our customers, colleagues, and communities.This role...

  • Strategic Credit Risk Modelling Professional

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Unlock a Rewarding Career with Admiral CareersAdmiral Money is expanding, and we are seeking a talented Senior Credit Risk Analyst to join our team. This exciting opportunity involves taking the lead on credit risk and pricing analytics for our motor lending product.This role will be responsible for developing and deploying effective decisioning rulesets and...

  • Credit Risk Oversight Officer

    7 months ago

    Cardiff, United Kingdom Julian Hodge Bank Full time

    **Do you want to be part of a **force** for good, helping to make life better for customers & society in the moments that matter?** At Hodge, we put people at the heart of our business and that means our customers, colleagues and communities. Hodge is a Welsh financial service provider that focus on commercial lending, and specialist residential mortgage...

  • Credit Risk Manager

    3 days ago

    Cardiff, Cardiff, United Kingdom Monzo Full time

    We are seeking a highly skilled Credit Risk Manager to drive the success of our borrowing propositions. This role will involve leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios.Key Responsibilities:Leading initiatives to improve credit underwriting and...

  • Credit Risk Manager

    6 months ago

    Cardiff, United Kingdom Admiral Insurance Plc Full time

    A vacancy has arisen within Admiral Money for a Credit Risk Managerwithin the Mortgages team, reporting directly to the Head of Credit Risk & Pricing. About Admiral Money Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral.  We’re...

  • Credit Underwriting Expert

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Admiral Careers is a dynamic fintech company that offers innovative lending solutions to make finance more accessible and engaging. We are looking for an experienced credit risk professional to join our team.In this role, you will use your analytical expertise to develop and implement credit risk models and lending strategies.Analyse market data and...

  • Risk Data Specialist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Job DescriptionWe are looking for a highly motivated and adaptable Data Analyst to join our team at LexisNexis Risk Solutions. The ideal candidate will have a passion for data and be willing to develop new skills in AI, Cloud Technologies, and Java Development.In this role, you will support the UK Data Insight team in conducting data and root cause...

  • Credit Risk Expert

    4 days ago

    Cardiff, Cardiff, United Kingdom Monzo Full time

    We're looking for an experienced Financial Institution Risk Manager to join our credit risk team at Monzo. In this role, you'll design and implement credit strategies for our business lending products, ensuring they align with our company's goals and regulatory requirements.About the RoleLocation: London or Remote (UK)Salary: £92,000 to £127,000 + Options...

  • Credit Risk Expert

    2 weeks ago

    Cardiff, Cardiff, United Kingdom Monzo Full time

    Job DescriptionWe're looking for a highly motivated and analytical Credit Risk Expert to join our unsecured lending team. The successful candidate will have experience in unsecured retail lending and a deep understanding of how the market works, including the impact of pricing dynamics on portfolio performance.In this role, you will work on initiatives to...

  • Data Analyst Professional

    4 weeks ago

    Cardiff, Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the RoleWe are seeking a highly skilled Data Analyst to join our UK Data Insight team at LexisNexis Risk Solutions. This is an exciting opportunity to develop your career in data analysis and drive innovation within the organization.In this role, you will collaborate with various business areas and technology groups to conduct data evaluations and...

  • Financial Risk Analyst

    3 weeks ago

    Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    At Legal & General Group, we're seeking a skilled Financial Risk Analyst to join our team. This is a highly rewarding role that involves assessing customer applications for Life, Critical Illness Cover, and Income Protection. As a Financial Risk Analyst, you'll have the opportunity to work with complex data sets and make informed decisions about risk...

  • Quality Risk Analyst

    1 month ago

    Cardiff, Cardiff, United Kingdom Deloitte LLP Full time

    Job Title: Quality Risk AnalystDeloitte LLP is seeking a Quality Risk Analyst to join their team in Cardiff. As a Quality Risk Analyst, you will be responsible for researching financial products, updating practitioner records, and providing technical advice to internal customers.Key Responsibilities:Researching financial products and updating practitioner...

  • Senior Risk Modeling Specialist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Admiral Careers is a leading fintech company at the forefront of financial innovation, offering smart and flexible lending solutions. We are passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.We are seeking an experienced credit risk professional to join our ambitious team. In this role, you will...

  • Senior Risk Modelling Expert

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    Admiral Insurance Plc is expanding its risk management capabilities, and we are seeking a highly skilled Senior Credit Risk Analyst to lead our credit risk and pricing analytics for motor lending products. This role involves taking the lead on developing effective decisioning rulesets and policies, producing actionable proposals and implementation plans.The...