Senior Risk Modelling Expert

22 hours ago


Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

Admiral Insurance Plc is expanding its risk management capabilities, and we are seeking a highly skilled Senior Credit Risk Analyst to lead our credit risk and pricing analytics for motor lending products. This role involves taking the lead on developing effective decisioning rulesets and policies, producing actionable proposals and implementation plans.

The successful candidate will be able to quickly fit into a fast-moving, innovative environment, and will be required to hit the ground running. Prior consumer lending experience in a credit risk function is therefore a prerequisite. The role involves managing and evaluating our decisioning strategies; candidates will be involved in setting direction and leading the way, whilst very much retaining a hands-on approach.

The ideal candidate will possess a broad range of skills, including strong quantitative and analytical skills; proficiency with SQL for data extraction; Python and Excel for data analysis and modelling; and an understanding of building credit risk scorecards. A relevant professional qualification (CFA, FRM) would be advantageous but not necessary.

This role can be fully remote with occasional visits into our office. We offer a competitive salary of £65,000 - £85,000 per annum, depending on experience, plus benefits that ensure employees have a great work-life balance. We are proud to be a diverse business where we put our people and customers first.

We have a range of responsibilities that you will be expected to carry out, including:

  • Designing, developing and deploying effective decisioning rulesets and policies
  • Monitoring the risk/reward profile of the portfolio (with IRR/NPV models)
  • Suggesting changes to acquisition strategies based on your findings
  • Refining the affordability process, including making improvements to the net disposable income model
  • Providing waterfall views of credit rules at product level, identifying problem areas and opportunities to expand
  • Generating key management information to support business direction setting and ensuring Risk Appetite goals are met

We are committed to being a diverse and inclusive workplace. Admiral Insurance Plc is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.



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