Senior Credit Risk Analyst
4 days ago
We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. The ideal candidate will have advanced financial modelling skills, experience building and evaluating scorecards, and a proven track record of analysing complex data sets.
The role involves taking the lead on credit risk and pricing analytics for our motor lending product. You will be responsible for designing and developing effective decisioning rulesets and policies, monitoring the risk/reward profile of the portfolio, and refining the affordability process.
Key Responsibilities:
- Design and develop effective decisioning rulesets and policies to optimise portfolio performance.
- Monitor the risk/reward profile of the portfolio and propose changes to acquisition strategies as needed.
- Segment the portfolio by suitable risk-related variables to identify emerging trends and concentrations.
- Refine the affordability process, including improving the net disposable income model.
Requirements:
- Advanced financial modelling skills and experience building and evaluating scorecards.
- Demonstrated ability to build comprehensive reports to segment and analyse portfolio performance.
- Experience extracting, manipulating, and reviewing data using SQL.
- Proficiency in Python (Pandas, Sci-Kit Learn, NumPy) or other relevant programming languages/software for data analysis and modelling.
- Prior experience in consumer credit risk, particularly in motor lending.
- High quality written work and strong communication skills.
We offer a competitive salary of £65,000 - £75,000 per annum, depending on experience, plus a range of benefits including flexible working hours and a generous pension scheme.
-
Senior Credit Risk Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. As a key member of our credit risk function, you will be responsible for leading the development and implementation of credit risk strategies and models to support our motor lending product.Key ResponsibilitiesDesign and develop effective credit risk...
-
Senior Credit Risk Analyst
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeLead Credit Risk Analyst RoleAdmiral Money is expanding its credit risk function, and we're looking for a talented Senior Credit Risk Analyst to take the lead on credit risk and pricing analytics for our motor lending product. This role involves building and deploying credit risk models, monitoring portfolio performance, and refining our credit...
-
Senior Credit Risk Analyst
4 days ago
Cardiff, Cardiff, United Kingdom Monzo Full timeAbout the RoleWe're seeking a highly skilled Credit Risk Analyst to join our team at Monzo. As a key member of our lending operations, you'll be responsible for developing and maintaining accurate credit risk models that meet our business needs.You'll work closely with our data science team to design and implement new models, collaborating with stakeholders...
-
Senior Credit Risk Specialist
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeSenior Credit Risk SpecialistAdmiral Money is a leading fintech company that offers innovative lending solutions. We're committed to making finance accessible and engaging for all.We're seeking an experienced credit risk professional to join our team. As a Senior Credit Risk Specialist, you'll play a key role in shaping our credit risk strategy and...
-
Senior Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeSenior Credit Risk StrategistAdmiral Careers is seeking a highly skilled Senior Credit Risk Strategist to join our team. As a key member of our risk management team, you will be responsible for developing and implementing effective credit risk strategies to drive business growth while minimizing risk.Key Responsibilities:Design and develop credit risk models...
-
Credit Risk Analyst
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAdmiral Money is a pioneer in financial innovation, offering cutting-edge lending solutions that combine smart technology with flexible approaches. We're seeking a talented Credit Risk Analyst to join our dynamic team and contribute to shaping our credit risk strategies.About Admiral MoneyAs a division of Admiral Group, we enjoy the freedom and innovation of...
-
Credit Risk Strategist
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAbout Admiral MoneyAs a forward-thinking division of Admiral Group, we're revolutionizing the lending landscape with innovative and flexible solutions. Our Unsecured Loans Team is growing, and we're on the lookout for a skilled Credit Risk Analyst to help us achieve our mission of creating a special lending business for our customers.Role OverviewAs a key...
-
Credit Risk Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeWe are seeking a skilled Credit Risk Analyst to join our fintech team at Admiral Money. Our company is at the forefront of financial innovation, offering smart and flexible lending solutions. We're passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.Key Responsibilities:Perform in-depth analysis on...
-
Cardiff, Cardiff, United Kingdom Aldermore Bank PLC Full timeAbout the OpportunityWe are seeking a highly skilled Strategic Credit Risk Analyst to join our Portfolio Management team at Aldermore Bank PLC. As a key member of our team, you will play a crucial role in analysing and interpreting complex data to develop credit decisioning strategies that support business objectives.The successful candidate will be...
-
Strategic Credit Risk Modelling Professional
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeUnlock a Rewarding Career with Admiral CareersAdmiral Money is expanding, and we are seeking a talented Senior Credit Risk Analyst to join our team. This exciting opportunity involves taking the lead on credit risk and pricing analytics for our motor lending product.This role will be responsible for developing and deploying effective decisioning rulesets and...
-
Credit Risk Strategist
1 week ago
Cardiff, Cardiff, United Kingdom Hodge Bank Full timeAbout Hodge BankHodge Bank is a Welsh financial service provider specializing in commercial lending and specialist residential mortgage markets.Our company is driven by the goal of making life better for customers and society in moments that matter. We put people at the heart of our business, focusing on our customers, colleagues, and communities.This role...
-
Senior Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Group Plc Full timeAdmiral Money: A Leader in Financial InnovationWe are seeking an experienced credit risk professional to join our ambitious fintech team at Admiral Money, a company at the forefront of financial innovation. Our goal is to offer smart and flexible lending solutions, making finance both accessible and engaging.Key Responsibilities:Perform in-depth analysis on...
-
Senior Risk Modelling Expert
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAdmiral Insurance Plc is expanding its risk management capabilities, and we are seeking a highly skilled Senior Credit Risk Analyst to lead our credit risk and pricing analytics for motor lending products. This role involves taking the lead on developing effective decisioning rulesets and policies, producing actionable proposals and implementation plans.The...
-
Credit Risk Strategist
4 weeks ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeAt Admiral Money, we're dedicated to innovation and financial growth. We're looking for a skilled Credit Risk Strategist to join our Unsecured Loans Team and help shape our credit risk strategies.The ideal candidate will have a keen eye for data analysis and a passion for developing effective underwriting strategies. As a Credit Risk Strategist, you'll work...
-
Credit Risk Manager
1 month ago
Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full timeA vacancy has arisen within Admiral Money for a Credit Risk Manager within the Mortgages team, reporting directly to the Head of Credit Risk & Pricing.About Admiral MoneyAdmiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start-up with the security of a large parent company, Admiral.We're looking for...
-
Senior Risk Modeling Specialist
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeAdmiral Careers is a leading fintech company at the forefront of financial innovation, offering smart and flexible lending solutions. We are passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.We are seeking an experienced credit risk professional to join our ambitious team. In this role, you will...
-
Portfolio Management Analyst
1 month ago
Cardiff, Cardiff, United Kingdom Aldermore Bank PLC Full timeAbout the OpportunityWe are seeking a highly skilled Portfolio Management Analyst to join our Portfolio Management team. As a key member of the team, you will be responsible for analyzing and interpreting complex data to recommend solutions to the business.This is an exciting opportunity to work with our Motor business line, where you will develop clear and...
-
Credit Underwriting Expert
4 days ago
Cardiff, Cardiff, United Kingdom Admiral Careers Full timeAdmiral Careers is a dynamic fintech company that offers innovative lending solutions to make finance more accessible and engaging. We are looking for an experienced credit risk professional to join our team.In this role, you will use your analytical expertise to develop and implement credit risk models and lending strategies.Analyse market data and...
-
Risk Data Specialist
5 days ago
Cardiff, Cardiff, United Kingdom LexisNexis Risk Solutions Full timeAbout the Job DescriptionWe are looking for a highly motivated and adaptable Data Analyst to join our team at LexisNexis Risk Solutions. The ideal candidate will have a passion for data and be willing to develop new skills in AI, Cloud Technologies, and Java Development.In this role, you will support the UK Data Insight team in conducting data and root cause...
-
Senior Lending Analyst
3 days ago
Cardiff, Cardiff, United Kingdom Monzo Full timeCredit Model Development SpecialistJob Summary:We're seeking a skilled Credit Model Development Specialist to join our team and contribute to the creation of advanced credit models.Main Responsibilities:Develop and implement new credit models to improve risk assessment and forecasting.Work closely with data analysts to collect and integrate data from various...