Financial Analyst

3 weeks ago


Cardiff, Cardiff, United Kingdom Admiral Careers Full time

Admiral Careers is a close-knit fintech environment where you can make a real impact on credit risk strategy. Our mission is to become the UK's most trusted financial services company.

About the Role

In this role, you will work closely with our ambitious fintech team to develop and implement innovative credit risk management strategies. Your analytical expertise will be invaluable in shaping our lending decisions and credit risk models.

  • You will perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint, and referral approach.
  • You will develop proposals and provide subject matter expertise to inform credit risk models and team discussions.
  • You will develop, implement, and monitor innovative underwriting strategies.
  • You will create and refine affordability models to ensure responsible lending practices.
  • You will explore and integrate new data sources to enhance credit risk assessments.
  • You will collaborate cross-functionally to challenge current methodologies and drive continuous improvement.
  • You will communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders.
  • You will mentor and guide junior analysts, fostering a collaborative and high-performing team environment.
Requirements and Qualifications

To succeed in this role, you will need:

  • Previous experience in an analytical credit risk or related role, ideally in a financial services setting.
  • Proficiency with SQL, Python, PowerBI, and advanced Excel skills.
  • Proven ability to analyse data, identify trends, and draw strategic insights.
  • Strong critical thinking and problem-solving skills.
  • Passion for improving processes and championing innovation.
  • Finance, Mathematics, Statistics, or related field strongly preferred.
Benefits and Work-Life Balance

As a valued member of our team, you can expect a range of benefits, including:

  • A competitive salary of £60,000 - £80,000 per annum, depending on experience.
  • 33 days' holiday (including bank holidays) when you join us, increasing with length of service, up to a maximum of 38 days (including bank holidays).
  • The option to buy or sell up to five days of annual leave in addition to your allocation.


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