Credit Risk Manager

2 weeks ago


Cardiff, Cardiff, United Kingdom Monzo Full time

We are seeking a highly skilled Credit Risk Manager to drive the success of our borrowing propositions. This role will involve leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios.

Key Responsibilities:
  • Leading initiatives to improve credit underwriting and boost growth while managing portfolio risk.
  • Supporting the design and roll-out of new lending strategies by analyzing data patterns and translating them into actionable insights.
  • Monitoring the performance of existing strategies and iterating to improve them.
Requirements:
  • Extensive experience in unsecured retail lending (e.g., personal loans, credit cards, overdrafts).
  • Deep understanding of lending economics and experience developing and deploying underwriting strategies and credit models.
  • Strong analytical and data capabilities backed up by technical coding skills, including SQL and Python.
What We Offer:
  • A competitive salary of £80,000 - £100,000 per annum.
  • Flexible working hours and trust in your ability to work effectively.
  • Relocation assistance and visa sponsorship.


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