Financial Institution Risk Manager

4 days ago


Cardiff, Cardiff, United Kingdom Monzo Full time

Are you an experienced Credit Risk Expert looking for a new challenge? We're seeking someone to join our credit risk team at Monzo, responsible for designing and implementing credit strategies for our business lending products.

About the Role

Location: London or Remote (UK)

Salary: £92,000 to £127,000 + Options + Benefits

In this role, you'll work closely with our engineering, marketing, product, risk, and control teams to design and deliver initiatives that improve our credit underwriting, boost growth and/or manage portfolio risk.

Day-to-Day Activities
  • Designing and implementing credit and pricing strategies for our business lending products
  • Monitors the performance of our existing strategies, and iterates to improve them
  • Supports the design and roll-out of new products and customer journeys
  • Improves our credit underwriting, boosts growth and/or manages portfolio risk
  • Develops and monitors our credit models to forecast cash flows and assess net present value of new lending cohorts
About You

You'll be an expert in credit risk management, with a deep understanding of lending economics and experience developing and deploying underwriting strategies and credit models.

As a strong analytical thinker, you'll be able to cut through complex problems and identify opportunities for improvement. Your excellent communication skills will enable you to collaborate effectively with diverse stakeholders and drive initiatives forward.



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