Strategic Credit Risk Analyst for Motor Finance
1 month ago
We are seeking a highly skilled Strategic Credit Risk Analyst to join our Portfolio Management team at Aldermore Bank PLC. As a key member of our team, you will play a crucial role in analysing and interpreting complex data to develop credit decisioning strategies that support business objectives.
The successful candidate will be responsible for:
- Using portfolio metrics, financial data, KPIs, and trends to measure credit and wider business performance and inform customer-centric approaches to making credit decisions.
- Reviewing and refining credit lending criteria to enhance risk management practices.
- Working closely with the second line to identify emerging credit and macroeconomic risks.
- Understanding market dynamics driving changes in vehicle valuations and making proactive adjustments in response to perceived changes.
- Monitoring the Motor portfolio's performance at an aggregated and intermediary level, identifying and acting upon changes to key underlying assumptions.
To succeed in this role, you will need:
- A degree in a numerate subject and proven relevant work experience, coupled with knowledge of advanced statistical and analytical techniques.
- Experience in SAS or other programming languages such as R.
- Effective communication skills, translating technical concepts into clear language and encouraging collaboration amongst stakeholders.
- Experience in developing credit risk application models and creating dashboards in data visualisation tools like Tableau.
In addition to a competitive salary, we offer a comprehensive benefits package, including:
- Hybrid working arrangements.
- Aviva Digital GP.
- Bus and tram benefit.
- Employee Assistance Programme.
- Eye care voucher and display screens/desk set-up.
- Flu jab vouchers.
- Group Income Protection.
- Life Assurance.
- Metrolink Annual Pass and Clipper Ticket.
- Microsoft Discounts.
- Private Medical Insurance Shopping Discounts.
- Toothfairy.
- Your Workplace Pension.
This is an excellent opportunity to build your career with MotoNovo Finance, with a strong focus on professional development and growth.
Estimated Salary: £45,000 - £65,000 per annum (dependent on experience).
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