Senior Credit Risk Analyst
21 hours ago
Lead Credit Risk Analyst Role
Admiral Money is expanding its credit risk function, and we're looking for a talented Senior Credit Risk Analyst to take the lead on credit risk and pricing analytics for our motor lending product. This role involves building and deploying credit risk models, monitoring portfolio performance, and refining our credit strategy.
About the Role
The successful candidate will be responsible for managing and evaluating decisioning strategies, setting direction, and leading the way while maintaining a hands-on approach. They will possess strong quantitative and analytical skills, proficiency in SQL, and experience with Python and Excel for data analysis and modelling.
Key Responsibilities
- Design and develop effective decisioning rulesets and policies, producing actionable proposals and implementation plans.
- Monitor the risk/reward profile of the portfolio and review acquisition strategies.
- Segment the portfolio by risk-related variables to identify emerging trends and concentrations.
- Analyse retro data to inform lending strategy and identify predictive features.
Requirements
The ideal candidate will have advanced financial modelling skills, experience building and evaluating scorecards, and prior experience in consumer credit risk, particularly in motor lending.
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