Senior Credit Risk Analyst

1 month ago


Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

Lead Credit Risk Analyst Role

Admiral Money is expanding its credit risk function, and we're looking for a talented Senior Credit Risk Analyst to take the lead on credit risk and pricing analytics for our motor lending product. This role involves building and deploying credit risk models, monitoring portfolio performance, and refining our credit strategy.

About the Role

The successful candidate will be responsible for managing and evaluating decisioning strategies, setting direction, and leading the way while maintaining a hands-on approach. They will possess strong quantitative and analytical skills, proficiency in SQL, and experience with Python and Excel for data analysis and modelling.

Key Responsibilities

  • Design and develop effective decisioning rulesets and policies, producing actionable proposals and implementation plans.
  • Monitor the risk/reward profile of the portfolio and review acquisition strategies.
  • Segment the portfolio by risk-related variables to identify emerging trends and concentrations.
  • Analyse retro data to inform lending strategy and identify predictive features.

Requirements

The ideal candidate will have advanced financial modelling skills, experience building and evaluating scorecards, and prior experience in consumer credit risk, particularly in motor lending.



  • Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleWe're seeking a highly skilled Credit Risk Analyst to join our team at Monzo. As a key member of our lending operations, you'll be responsible for developing and maintaining accurate credit risk models that meet our business needs.You'll work closely with our data science team to design and implement new models, collaborating with stakeholders...


  • Cardiff, Cardiff, United Kingdom Harnham Full time

    Avoid Loss and Drive Profitability as a Strategic Lending Analyst:Harnham's close-knit team in Cardiff needs your expertise to develop and implement robust credit risk models that boost profits.Key Responsibilities:Analyse complex customer data to predict future trends and risksEvaluate and adjust credit risk policies to maximise profitabilityDevelop and...


  • Cardiff, Cardiff, United Kingdom Harnham Full time

    Job OverviewWe are seeking a seasoned Senior Credit Risk Analyst to join our close-knit and focused team at Harnham. This is an exceptional opportunity to work across a range of projects, driving profitability and enhancing lending policy.The ideal candidate will have experience in consumer lending, with prior expertise in developing credit risk models and...


  • Cardiff, Cardiff, United Kingdom Harnham Full time

    Job Description:Harnham is seeking a highly skilled Senior Credit Risk Analyst to join their team in Cardiff. As a key member of the business, you will be responsible for analysing large amounts of customer data to recognise trends and wider insights.About the Role:Analyse customer data to identify trends and opportunitiesReview and refine credit risk policy...


  • Cardiff, Cardiff, United Kingdom Admiral Group Plc Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Admiral Money. The ideal candidate will have advanced financial modelling skills, experience building and evaluating scorecards, and a proven track record of analysing complex data sets.The role involves taking the lead on credit risk and pricing analytics for our...


  • Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    About Admiral MoneyAs a forward-thinking division of Admiral Group, we're revolutionizing the lending landscape with innovative and flexible solutions. Our Unsecured Loans Team is growing, and we're on the lookout for a skilled Credit Risk Analyst to help us achieve our mission of creating a special lending business for our customers.Role OverviewAs a key...


  • Cardiff, Cardiff, United Kingdom Aldermore Bank PLC Full time

    About the OpportunityWe are seeking a highly skilled Strategic Credit Risk Analyst to join our Portfolio Management team at Aldermore Bank PLC. As a key member of our team, you will play a crucial role in analysing and interpreting complex data to develop credit decisioning strategies that support business objectives.The successful candidate will be...


  • Cardiff, Cardiff, United Kingdom Harnham Full time

    Job SummaryHarnham is a global lender looking for a talented Senior Credit Risk Analyst to help drive growth and success. As a key member of our team, you will play a critical role in shaping our lending strategy and ensuring the highest standards of risk management.This is an exciting opportunity to develop your skills and expertise in credit risk analysis,...


  • Cardiff, Cardiff, United Kingdom Hodge Bank Full time

    About Hodge BankHodge Bank is a Welsh financial service provider specializing in commercial lending and specialist residential mortgage markets.Our company is driven by the goal of making life better for customers and society in moments that matter. We put people at the heart of our business, focusing on our customers, colleagues, and communities.This role...

  • Credit Risk Expert

    2 days ago


    Cardiff, Cardiff, United Kingdom Harnham Full time

    Expert Credit Risk Guidance Needed for Business Success:Harnham's dynamic team in Cardiff requires an experienced Credit Risk Expert to provide strategic guidance on business intelligence and credit risk management.Responsibilities:Design and implement comprehensive credit risk models to inform lending decisionsAnalyse large datasets to identify trends and...


  • Cardiff, Cardiff, United Kingdom Admiral Insurance Plc Full time

    Admiral Insurance Plc is expanding its risk management capabilities, and we are seeking a highly skilled Senior Credit Risk Analyst to lead our credit risk and pricing analytics for motor lending products. This role involves taking the lead on developing effective decisioning rulesets and policies, producing actionable proposals and implementation plans.The...


  • Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    About the RoleWe are seeking an experienced credit risk professional to join our ambitious fintech team. As a key member of our lending solutions team, you will leverage your analytical expertise to shape strategic lending decisions and credit risk models.In this role, you will perform in-depth analysis on portfolio trends and market data to identify...

  • Credit Risk Manager

    1 week ago


    Cardiff, Cardiff, United Kingdom Monzo Full time

    We are seeking a highly skilled Credit Risk Manager to drive the success of our borrowing propositions. This role will involve leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios.Key Responsibilities:Leading initiatives to improve credit underwriting and...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleMonzo is on a mission to make money work for everyone, and we're seeking an experienced Senior Credit Strategy Manager to join our team. As a key member of our lending team, you will be responsible for developing unsecured retail credit risk strategies and building best-in-class credit capabilities.As a Senior Credit Strategy Manager, you will...


  • Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Admiral Careers is a leading fintech company at the forefront of financial innovation, offering smart and flexible lending solutions. We are passionate about pushing boundaries, embracing new technology, and making finance both accessible and engaging.We are seeking an experienced credit risk professional to join our ambitious team. In this role, you will...


  • Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Admiral Careers is a dynamic fintech company that offers innovative lending solutions to make finance more accessible and engaging. We are looking for an experienced credit risk professional to join our team.In this role, you will use your analytical expertise to develop and implement credit risk models and lending strategies.Analyse market data and...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Credit Model Development SpecialistJob Summary:We're seeking a skilled Credit Model Development Specialist to join our team and contribute to the creation of advanced credit models.Main Responsibilities:Develop and implement new credit models to improve risk assessment and forecasting.Work closely with data analysts to collect and integrate data from various...

  • Risk Data Specialist

    1 month ago


    Cardiff, Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Job DescriptionWe are looking for a highly motivated and adaptable Data Analyst to join our team at LexisNexis Risk Solutions. The ideal candidate will have a passion for data and be willing to develop new skills in AI, Cloud Technologies, and Java Development.In this role, you will support the UK Data Insight team in conducting data and root cause...

  • Credit Risk Expert

    2 weeks ago


    Cardiff, Cardiff, United Kingdom Monzo Full time

    We're looking for an experienced Financial Institution Risk Manager to join our credit risk team at Monzo. In this role, you'll design and implement credit strategies for our business lending products, ensuring they align with our company's goals and regulatory requirements.About the RoleLocation: London or Remote (UK)Salary: £92,000 to £127,000 + Options...


  • Cardiff, Cardiff, United Kingdom Fintelligent Search Full time

    We are seeking a highly skilled Director of Credit Strategy to join our team in Cardiff. As a key member of our senior leadership team, you will play a pivotal role in shaping the future of our business by driving growth and innovation in the property finance sector.About the Role:Lead the credit function and provide strategic direction for credit policy and...