Business Banking Credit Strategy Manager
4 days ago
We're shaping the future of banking at Monzo. Our mission is to make a positive impact on our customers' lives by providing innovative financial solutions. As a Business Banking Credit Strategy Manager, you'll play a key role in designing and implementing credit strategies for our business lending products.
About the RoleLocation: London or Remote (UK)
Salary: £92,000 to £127,000 + Options + Benefits
You will work in the credit risk team responsible for credit strategy for our business lending products. As the size of our Business Banking customer base grows, we are building lending products to support our customers' funding needs.
Day-to-Day Activities- Leading initiatives designing and implementing credit and pricing strategies for our business lending products
- Monitoring the performance of our existing strategies, and iterating to improve them
- Supporting the design and roll-out of new products and customer journeys
- Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk
- Working with people from engineering, marketing, product, risk, and control to design and deliver initiatives
- Developing and monitoring our credit models to forecast cash flows and assess net present value of new lending cohorts
You should have strong domain expertise in providing lending products to small businesses. A deep understanding of how business lending works, including regulation and industry best practice, is essential. You'll also need solid experience developing and deploying underwriting strategies and credit models.
A strong analytical mindset, backed up by technical coding skills, is crucial for this role. SQL is a must-have; Python and Looker experience is a plus. You'll be able to bring a dynamic energy to the team, keen to improve our products and help ship changes to our customers.
As a strong communicator, you'll be able to cut through complex problems and articulate decision points. Some experience in project management and coordination across teams is also beneficial.
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