Risk Analysis Specialist

3 days ago


Cardiff, Cardiff, United Kingdom Aldermore Bank PLC Full time
About the Role

We are seeking a highly skilled Risk Analysis Specialist to join our Portfolio Management team at Aldermore Bank PLC. This is an exciting opportunity for a talented individual to analyze and interpret complex data, recommending solutions to drive business growth while minimizing risk.

About Us:

Aldermore Bank PLC is one of the largest lenders in the UK used car finance market, with over 40 years of experience in motor finance. We offer a range of specialist mortgages, savings accounts, and business finance solutions. Our benefits package includes a competitive remuneration, inclusive healthcare cover, pension schemes, and employee assistance programs.

Key Responsibilities:

  • Analyze and interpret complex data to inform credit decisions and risk management practices.
  • Develop and refine credit lending criteria to enhance risk management.
  • Collaborate with the second line to identify emerging credit and macroeconomic risks.
  • Monitor portfolio performance and adjust strategies accordingly.
  • Extract, manipulate, and analyze data to identify patterns and anomalies.

Requirements:

  • Degree in a numerate subject (e.g., mathematics, statistics, economics).
  • Proven experience in risk analysis, credit scoring, or a related field.
  • Knowledge of advanced statistical and analytical techniques.
  • Experience with SAS, R, or other programming languages.

Benefits:

  • Competitive salary: £60,000 - £80,000 per annum.
  • Inclusive healthcare cover.
  • Pension schemes.
  • Employee assistance programs.
  • Opportunities for professional development and career advancement.


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