Borrowing Propositions Analyst

3 days ago


Cardiff, Cardiff, United Kingdom Monzo Full time

We are seeking a skilled Borrowing Propositions Analyst to join our lending team. As a key member of our team, you will be responsible for driving the success of our borrowing propositions by leading initiatives to improve credit underwriting and supporting new lending strategies.

Key Responsibilities:
  • Leading initiatives to improve credit underwriting, boosting growth, and managing portfolio risk.
  • Supporting the design and roll-out of new lending strategies by analyzing data patterns and translating them into actionable insights.
  • Collaborating with cross-functional teams to build profitable lending portfolios.
Requirements:
  • Extensive experience in unsecured retail lending (e.g., personal loans, credit cards, overdrafts).
  • Deep understanding of lending economics and experience developing and deploying underwriting strategies and credit models.
  • Strong analytical and data capabilities backed up by technical coding skills, including SQL and Python.
What We Offer:
  • A competitive salary of £80,000 - £100,000 per annum.
  • Flexible working hours and trust in your ability to work effectively.
  • Relocation assistance and visa sponsorship.


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