Current jobs related to Credit Risk Oversight Officer - Cardiff - Julian Hodge Bank

  • Dealer Oversight Officer

    2 weeks ago

    Cardiff, United Kingdom Motonovo Finance Full time

    **Let us tell you a bit about us** We’re a nimble and ambitious financial services specialist. Backing people to fulfil life’s hopes and dreams; delivering the most compelling customer experience across Banking and Motor Finance. We thrive upon saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give...

  • Dealer Oversight Officer

    2 weeks ago

    Cardiff, United Kingdom Motonovo Finance Full time

    **Let us tell you a bit about us** We’re a nimble and ambitious financial services specialist. Backing people to fulfil life’s hopes and dreams; delivering the most compelling customer experience across Banking and Motor Finance. We thrive upon saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first...

  • Dealer Oversight Officer

    2 weeks ago

    Cardiff, United Kingdom The Curve Group Full time

    Let us tell you a bit about us We're a nimble and ambitious financial services specialist. Backing people to fulfil life's hopes and dreams; delivering the most compelling customer experience across Banking and Motor Finance. We thrive upon saying "yes" to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first timers a...

  • Financial Services Oversight Officer

    3 weeks ago

    Cardiff, Cardiff, United Kingdom Starling Bank Limited Full time

    As a Senior Compliance Monitoring Officer at Starling Bank Limited, you will contribute significantly to our mission of revolutionizing the banking experience through technology.This role offers an exceptional opportunity to join our team and take ownership of critical oversight and assurance functions. You will be instrumental in ensuring our business teams...

  • Senior Credit Risk Analyst

    1 week ago

    Cardiff, United Kingdom Harnham - Data & Analytics Recruitment Full time

    SENIOR CREDIT RISK ANALYST UP TO £50,000 + PENSION + BONUS CARDIFF OR SOUTH LONDON An exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals...

  • Senior Credit Risk Analyst

    3 weeks ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYST UP TO £50,000 + PENSION + BONUS CARDIFF OR SOUTH LONDON An exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals...

  • Senior Credit Risk Analyst

    3 weeks ago

    Cardiff, United Kingdom Harnham Full time €50,000

    SENIOR CREDIT RISK ANALYST UP TO £50,000 + PENSION + BONUS An exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on portfolio...

  • Credit Risk Strategist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    About the RoleWe are seeking an experienced credit risk professional to join our ambitious fintech team. As a key member of our lending solutions team, you will leverage your analytical expertise to shape strategic lending decisions and credit risk models.In this role, you will perform in-depth analysis on portfolio trends and market data to identify...

  • Senior Credit Risk Analyst

    3 weeks ago

    Cardiff, United Kingdom Harnham Full time €50,000

    SENIOR CREDIT RISK ANALYST UP TO £50,000 + PENSION + BONUS CARDIFF OR SOUTH LONDON An exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior...

  • Credit Risk Analyst

    1 week ago

    Cardiff, United Kingdom Merje Full time

    Credit Risk Analyst- £45K-£55K Mainly remote (once every 2 weeks in Cardiff) Key Responsibilities: Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach Develop proposals and provide subject matter expertise to inform credit risk models and team...

  • Senior Credit Risk Analyst

    3 weeks ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Senior Credit Risk Analyst

    4 weeks ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Senior Credit Risk Analyst

    4 weeks ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Credit Risk Analyst

    7 days ago

    Cardiff, United Kingdom MERJE Full time

    Job Description Credit Risk Analyst- £45K-£55K Mainly remote (once every 2 weeks in Cardiff) Key Responsibilities: Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach Develop proposals and provide subject matter expertise to inform credit risk...

  • Credit Risk Analyst

    2 weeks ago

    Cardiff, United Kingdom MERJE Full time

    Credit Risk Analyst- £45K-£55KMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team...

  • Credit Risk Analyst

    1 week ago

    Cardiff, United Kingdom MERJE Full time

    Credit Risk Analyst- £45K-£55KMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team...

  • Credit Risk Analyst

    1 week ago

    Cardiff, United Kingdom MERJE Full time

    Credit Risk Analyst- £45K-£55KMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team...

  • Credit Risk Manager

    1 month ago

    Cardiff, Cardiff, United Kingdom Monzo Full time

    We are seeking a highly skilled Credit Risk Manager to drive the success of our borrowing propositions. This role will involve leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios.Key Responsibilities:Leading initiatives to improve credit underwriting and...

  • Senior Credit Risk Analyst

    3 weeks ago

    Cardiff, United Kingdom Harnham Full time

    **Senior Credit Risk Analyst** **Wales** **Up to £45,000** An exciting role to be part of a huge transformation project in one of the company's fast evolving verticals. **THE COMPANY** A well known name globally, this continually evolving insurance company are looking for a Senior Credit Risk Analyst to join their data team in a role that's critical to...

  • Senior Credit Risk Strategist

    4 weeks ago

    Cardiff, Cardiff, United Kingdom Harnham Full time

    Job OverviewWe are seeking a seasoned Senior Credit Risk Analyst to join our close-knit and focused team at Harnham. This is an exceptional opportunity to work across a range of projects, driving profitability and enhancing lending policy.The ideal candidate will have experience in consumer lending, with prior expertise in developing credit risk models and...

Credit Risk Oversight Officer

8 months ago

Cardiff, United Kingdom Julian Hodge Bank Full time

**Do you want to be part of a **force** for good, helping to make life better for customers & society in the moments that matter?** At Hodge, we put people at the heart of our business and that means our customers, colleagues and communities. Hodge is a Welsh financial service provider that focus on commercial lending, and specialist residential mortgage markets.

This role in Hodge’s Risk & Compliance function will involve providing oversight, assurance and challenge to the business on all credit risk matters across Retail and Commercial Lending credit portfolios. The role holder will need to use internal and external data to provide key insights into the lending portfolios’ performance and support the design, delivery and continual improvement of effective risk management as the portfolios evolve through the credit cycle. Experience in a similar role or related experience such as underwriting and knowledge of Residential / Buy to Let Mortgage, Motor Finance and Commercial / Development Finance portfolios would be beneficial.

**Essential Experience**:

- Experience in a credit risk oversight and / or relatable role e.g. underwriting
- Strong data analytical skills

**Responsibilities**:

- Support the Credit Risk Oversight Manager on delivery of the risk management framework linking credit risk appetite, risk assessments, policies and procedures and ensuring they are integral to business decision making.
- Provide input to, and support delivery of, the 2nd line annual assurance plan based on a risk-based assessment of key credit areas.
- Conduct thematic and ad hoc reviews, regular credit sampling and lessons learned reviews into selected areas of credit risk and escalate any recommendations or findings as appropriate.
- Review and provide input to risk opinions on proposals from the business on credit risk matters, including credit strategy, product development and policy changes.
- Support the development, preparation and embedding of appropriate Committee MI reporting to enhance monitoring of credit risk across the business and are operating in line with the defined risk appetite and regulatory requirements.
- Review, perform ad hoc data analysis, and provide insight into key drivers behind portfolio performance, underlying credit quality, and evaluate risk from external economic and market movements.
- Review and challenge credit related reporting, policies and processes across the full end-to-end credit lifecycle including origination, account management, collections, and recoveries.
- Support in design and execution of robust risk oversight and challenge to the functions responsible for managing credits risks, making recommendations for improvements in the control environment where necessary.
- Support the business in the assessment and escalation of credit related issues, breaches, loss, or near-misses should they occur, including whether any proposed measures to address are effective, and monitor through to resolution.
- Develop and maintain positive and effective working relationships with 1st line colleagues, providing advice, guidance and support on credit risk related activities, and sharing best practice across the organisation.
- Maintain awareness and profile of risk management developments and contribute to relevant proposals to Committees to improve or enhance the banks risk management framework and best practice.
- Promote good governance practices across the Bank in line with published standards and guidance.
- Attendance and presentation to executive level committees when required.
- Identifying and promoting credit process improvements and standardisation projects across the Bank.
- Support the team in following up outstanding remediation actions to closure within agree deadlines.
- ESG and sustainability are at the heart of everything we do and serves as a reminder of the responsibility we have to our stakeholders, customers, colleagues and the communities we operate in to use our position wisely. We’re currently exploring different certifications available and have done an initial review of how we think we’d fare, as we see this as a real opportunity for Hodge given our social purpose._