Credit Risk Analyst

4 days ago

Cardiff, United Kingdom MERJE Full time

Credit Risk Analyst- £45K-£55K

Mainly remote (once every 2 weeks in Cardiff)


Key Responsibilities:


  • Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approach
  • Develop proposals and provide subject matter expertise to inform credit risk models and team discussions
  • Develop, implement, and monitor innovative underwriting strategies
  • Create and refine affordability models to ensure responsible lending practices
  • Explore and integrate new data sources to enhance credit risk assessments
  • Collaborate cross-functionally to challenge current methodologies and drive continuous improvement
  • Communicate complex analyses, insights, and proposals clearly and effectively to both technical and non-technical stakeholders
  • Mentor and guide junior analysts, fostering a collaborative and high-performing team environment


Key Requirements:


  • Previous experience in an analytical credit risk or related role, ideally in a financial services setting
  • Proficiency with SQL , Python, PowerBI, and advanced Excel skills
  • Proven ability to analyse data, identify trends, and draw strategic insights
  • Strong critical thinking and problem solving skills
  • Passion for improving processes and championing innovation
  • Finance, Mathematics, Statistics, or related field strongly preferred


*Candidates MUST have right to work- no sponsorship can be provided*


Send your CV to nmohamed@merje.com

  • Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom MERJE Full time

    Credit Risk Analyst- £45K-£55KMainly remote (once every 2 weeks in Cardiff)Key Responsibilities:Perform in-depth analysis on portfolio trends and market data to identify opportunities to refine our credit strategy, lending footprint and referral approachDevelop proposals and provide subject matter expertise to inform credit risk models and team...

  • Senior Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYST UP TO £50,000 + PENSION + BONUS CARDIFF OR SOUTH LONDON An exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team.The role will involve working closely with different teams across the business whilst also communicating with senior individuals...

  • Senior Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Senior Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Senior Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYSTUP TO £50,000 + PENSION + BONUSCARDIFF OR SOUTH LONDONAn exciting specialist lender with multiple portfolios is looking to add a hardworking, driven Senior Credit Risk Analyst to their portfolio team. The role will involve working closely with different teams across the business whilst also communicating with senior individuals on...

  • Senior Credit Risk Analyst

    4 days ago

    Cardiff, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYST £50,000 CARDIFF THE COMPANY This global lender have been in a time of recent growth and have an opportunity to be part of a close-knit and focused team.They're known for their focus on employee development and offer excellent promotion opportunities, with this role a rare opportunity to work across a range of projects. THE ROLE...

  • Senior Risk Analyst

    1 week ago

    Cardiff, United Kingdom InterQuest Group Full time

    Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within their Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and Provisioning....

  • Senior Risk Analyst

    1 week ago

    Cardiff, United Kingdom InterQuest Group Full time

    🔴🟢 Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 🟢🔴I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within their Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and...

  • Senior Risk Analyst

    1 week ago

    Cardiff, United Kingdom InterQuest Group Full time

    🔴🟢 Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 🟢🔴I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within their Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and...

  • Senior Risk Analyst

    1 week ago

    Cardiff, United Kingdom InterQuest Group Limited Full time

    Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within the Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and Provisioning. The...

  • Senior Risk Analyst

    1 week ago

    Cardiff, United Kingdom Interquest Full time

    Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within the Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and Provisioning. The...

  • Senior Risk Analyst

    1 week ago

    Cardiff County, United Kingdom InterQuest Group Full time

    Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within their Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and Provisioning....

  • Senior Risk Analyst

    1 week ago

    Cardiff, Wales, Wales, United Kingdom InterQuest Group Full time

    Senior Risk Analyst - Cardiff - 2 days per week - up to £55,000 I am currently parterned with a lender based in Cardiff on a Senior Risk Analyst role to work within their Credit Risk Strategy team. The role will involve the mentoring of junior analysts/interns as well as being involved in projects across Credit Risk Strategy, Scorecards and Provisioning....

  • Technical customer support analyst

    5 days ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the...

  • Technical Customer Support Analyst

    4 days ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...

  • Technical Customer Support Analyst

    4 days ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...

  • Technical Customer Support Analyst

    5 days ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...

  • Technical Customer Support Analyst

    4 days ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...

  • Technical Customer Support Analyst

    1 day ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve...

  • Technical Customer Support Analyst

    9 hours ago

    Cardiff, United Kingdom LexisNexis Risk Solutions Full time

    About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve...