Senior Credit Strategy Expert

4 weeks ago


London, Greater London, United Kingdom Uncapped Full time
Job Description

We are seeking a highly skilled and experienced Credit Risk Strategy Analyst to join our team at Uncapped. In this role, you will play a critical part in developing, maintaining, and monitoring credit strategies across the customer lifecycle.

You will work closely with data engineers and product teams to automate credit decisioning, ensuring that credit risk requirements are considered while building new propositions and introducing new channels/segments.

Your expertise will be instrumental in modelling customer profitability to optimise pricing strategies and building and improving tracking of business performance to enable identification and monitoring of current and emerging risks.

About You

To succeed in this role, you will need to have:

  • A proven track record in a credit strategy setting, with experience leading analytical functions for volume credit products such as Credit Cards, Consumer Loans, and micro SME lending.
  • Advanced knowledge of Excel, as well as one of the following programming languages: R, SAS, Python, SQL.
  • Educated to a degree level or above in Statistics / Mathematics / Econometrics.
  • A deep understanding of the full credit lifecycle combined with a very high level of commercial awareness.
  • Exceptionally strong analytical skills and an ability to think from first principles.
  • Confident communication skills, with demonstrable experience of having delivered insight and strategy to a variety of both technical and non-technical stakeholders.
About Us

At Uncapped, we believe that our people make us successful. We are a start-up with big goals, and we work hard, so we want to give everyone the benefits they really want. Some of the things you can expect include:

  • Unlimited holiday: we believe that well-rested and happy people make the best employees.
  • Competitive compensation plan ( estimated salary range £80,000 - £100,000 per annum).
  • Personal growth fund: Raise your game from great to spectacular.
  • Monthly recognition and awards: Celebrate wins big and small.
  • The opportunity to make a big impact every day on the lives of European and US entrepreneurs.
  • Optional workspaces in Warsaw, London, and Atlanta.

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