Risk Management Specialist

3 days ago


Wimborne Minster, Dorset, United Kingdom Ultimate Banking Ltd Full time
Ultimate Banking Ltd: Risk Analyst Role

We are seeking a skilled Risk Analyst to support our 2nd line of defence Risk team in embedding robust credit and financial risk management frameworks. Reporting to the Chief Risk Officer, you will work closely with the business to identify, quantify, and assess risks, providing independent oversight and challenge from a risk management perspective.

Key Responsibilities:
  • Maintain, develop, and enhance regular reporting routines to ensure accurate and timely risk information.
  • Prepare risk analysis for relevant stakeholders and committees, presenting data and intelligence in a clear and effective manner.
  • Interpret data, analyze themes and trends, and communicate insights to drive informed decision-making.
  • Support the embedding of a robust risk management framework, including risk management and policy reviews, to be monitored on a regular basis.
  • Undertake detailed analysis of Credit Risk portfolio performance to identify emerging risks and areas for improvement.
  • Collaborate with various business units, including IT, to create and automate tools for Prudential Risk Projects.
  • Develop and improve existing MI and analytical reporting tools to enhance our understanding of current trends.
  • Strengthen Credit Risk capabilities by incorporating new data sources in Credit Risk oversight.
Requirements:
  • Proven analysis skills with advanced Excel skills, including Data, Power Query, Tables & Formatting, and VBA.
  • At least 1 year of experience in a risk management or data analytics role.
  • Experience in producing insightful analysis from data sets.
  • Bachelor's or master's degree in a quantitative field, such as Finance, Accounting, Maths, Science, Computer Science, or Economics.
  • Some technical understanding of credit risk and broader prudential risks, with knowledge of the prudential regulatory framework.
What We Offer:

This is a full-time, permanent role offering a competitive salary up to £48k, dependent on experience. We are open to both junior and senior candidates with relevant risk management and analytics experience.



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