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Credit Risk Strategy Lead

2 months ago


Doncaster, Doncaster, United Kingdom Close Brothers Group Full time
About the Role

We are seeking a highly skilled Risk Systems Manager to lead our Credit Risk Systems team at Close Brothers Group. As a key member of our Credit Risk team, you will be responsible for providing strategic guidance and technical expertise to support the development, maintenance, and deployment of credit risk strategies across our organization.

Key Responsibilities
  • Strategy Development: Define, maintain, and continually update documentation and processes for the governance and control of credit strategy and change control documentation.
  • Change Control: Ownership and continued development of credit strategy development change control and testing governance procedures.
  • Pipeline Management: Manage and prioritize the pipeline of new change requests to credit and orchestration strategies, with the support of the Customer Acquisition Team.
  • Requirements Management: Scope and specify detailed requirements for changes requested to credit and orchestration strategies.
  • Team Leadership: Manage a team of risk systems analysts to build and test new and updated credit risk strategies, policy rules, scorecards, and cut-offs, and orchestration within the wider PCO underwriting platforms.
  • Support and Collaboration: Provide credit support to Operations, IT, Customer Acquisition, and Service Management teams, as well as support for incidents impacting PCO and investigation for defect resolution.
Requirements
  • Experience: You have experience of building, testing, and implementing credit acquisition strategy, including the coding of strategies, policies, scorecards, and cut-offs; underwriting, bureau data, and systems; system development and testing.
  • Expertise: You have expertise in Credit Risk Decision Systems, including management of change control and governance processes.
  • Analytical Skills: You have a strong analytical mindset to be able to understand and investigate complex issues in a methodical manner.
  • Communication Skills: You have good written and verbal communication skills with the ability to interact and communicate effectively.
  • Data Analysis: You have knowledge of data mining techniques to extract, manipulate, and interpret large data sets.
Desirable Skills
  • Technical Expertise: You have hands-on expertise of Experian's Powercurve/SDS systems.
  • Data Analytical Tools: You have experience of Business Objects/SAS/Alteryx/SQL and/or other similar data analytical tools.
About Us

Close Brothers Group is a leading UK merchant banking group providing lending, deposit taking, wealth management services, and securities trading. We provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.