Principal Underwriter for Retail
4 weeks ago
Senior Underwriter Position Overview:
Location: London
Company Overview: ERS is recognized as the UK's foremost specialist motor insurer, holding an A+ rating, and operates within the Lloyd's market, offering a wide array of insurance products ranging from Cargo and Marine to Political Violence.
Role Summary: The Senior Underwriter will play a pivotal role in implementing the underwriting strategy, engaging with Pricing and Technology teams, and nurturing broker relationships.
Core Responsibilities:
- Formulating underwriting strategies informed by market insights
- Overseeing portfolio performance and suggesting enhancements
- Collaborating with Product Performance Analysts
- Adjusting underwriting appetite to seize market opportunities
- Serving as a technical reference point
- Providing insights on risk pricing models
- Ensuring clear market propositions
- Identifying and mitigating significant risks
- Monitoring underwriting practices for regulatory compliance
- Building and strengthening business relationships
- Complying with legal and regulatory standards
Required Qualifications and Skills:
- Proven leadership and management skills
- In-depth technical knowledge of insurance products
- Strong analytical skills with proficiency in Excel
- Effective communication with gravitas
- Commercial acumen and pricing proficiency
- Excellent interpersonal skills and relationship management
- Understanding of underwriting controls and compliance
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