Monzo Lending Analyst

3 days ago


Cardiff, Cardiff, United Kingdom Monzo Full time
Job Description

As a Lead Credit Specialist, you will play a key role in driving the success of Monzo's borrowing propositions. Your primary responsibilities will include:

  • Leading initiatives to improve credit underwriting and portfolio risk management.
  • Supporting the design and implementation of new lending strategies by analyzing data and providing insights.
  • Collaborating with cross-functional teams to develop and refine our credit models and portfolio management frameworks.
  • Developing and maintaining our database tables and dashboards to provide timely and accurate insights.

To succeed in this role, you will need to have a deep understanding of lending economics, extensive experience in unsecured retail lending, and strong analytical and data capabilities. SQL is a must-have, and Python and Looker experience is highly desirable.

Benefits

We offer a comprehensive package of benefits, including:

  • A competitive salary of £90,000 - £110,000 per annum, depending on experience.
  • Flexible working hours and a trust-based approach to work.
  • A learning budget of £1,000 a year for books, training courses and conferences.
  • The opportunity to relocate to the UK and have your visa sponsored.

Our company values diversity, equity, and inclusion, and we welcome applications from all qualified candidates.



  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Credit Model Development SpecialistJob Summary:We're seeking a skilled Credit Model Development Specialist to join our team and contribute to the creation of advanced credit models.Main Responsibilities:Develop and implement new credit models to improve risk assessment and forecasting.Work closely with data analysts to collect and integrate data from various...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleWe're seeking a highly skilled Credit Risk Analyst to join our team at Monzo. As a key member of our lending operations, you'll be responsible for developing and maintaining accurate credit risk models that meet our business needs.You'll work closely with our data science team to design and implement new models, collaborating with stakeholders...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Job Title: Monzo Lending AnalystWe are seeking an experienced lending analyst to join our team at Monzo. As a Lending Analyst, you will be responsible for:Providing data-driven insights to inform lending strategies and credit underwriting decisions.Analyzing data to identify trends and opportunities for improvement in our lending portfolios.Collaborating...

  • Credit Risk Expert

    1 week ago


    Cardiff, Cardiff, United Kingdom Monzo Full time

    We're looking for an experienced Financial Institution Risk Manager to join our credit risk team at Monzo. In this role, you'll design and implement credit strategies for our business lending products, ensuring they align with our company's goals and regulatory requirements.About the RoleLocation: London or Remote (UK)Salary: £92,000 to £127,000 + Options...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleMonzo is on a mission to make money work for everyone, and we're seeking an experienced Senior Credit Strategy Manager to join our team. As a key member of our lending team, you will be responsible for developing unsecured retail credit risk strategies and building best-in-class credit capabilities.As a Senior Credit Strategy Manager, you will...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Job OverviewWe are seeking an experienced Credit Strategy Lead to drive the success of Monzo's borrowing propositions. This role is a key position in our lending team, responsible for leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios and amazing...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    At Monzo, we're revolutionizing traditional banking with our innovative approach and cutting-edge technology. As a Senior Mobile Engineer, you'll play a key role in shaping the future of mobile banking.We're looking for an experienced iOS developer to join our team in London or remotely within the UK. The ideal candidate will have a strong passion for great...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Are you an experienced Credit Risk Expert looking for a new challenge? We're seeking someone to join our credit risk team at Monzo, responsible for designing and implementing credit strategies for our business lending products.About the RoleLocation: London or Remote (UK)Salary: £92,000 to £127,000 + Options + BenefitsIn this role, you'll work closely with...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    We're shaping the future of banking at Monzo. Our mission is to make a positive impact on our customers' lives by providing innovative financial solutions. As a Business Banking Credit Strategy Manager, you'll play a key role in designing and implementing credit strategies for our business lending products.About the RoleLocation: London or Remote (UK)Salary:...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    We are seeking a skilled Borrowing Propositions Analyst to join our lending team. As a key member of our team, you will be responsible for driving the success of our borrowing propositions by leading initiatives to improve credit underwriting and supporting new lending strategies.Key Responsibilities:Leading initiatives to improve credit underwriting,...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Job ResponsibilitiesDeveloping and deploying underwriting strategies and credit models to assess net present value of new lending cohorts.Leading the design and roll-out of new lending strategies by finding patterns in data and translating these into insights.Maintaining and refining our credit models to drive strategic business decisions.Collaborating with...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    We're looking for an experienced iOS developer to join our team in London or remotely within the UK, who's passionate about creating innovative mobile banking experiences.As an iOS engineer at Monzo, you'll contribute to the development of our mobile app, working closely with cross-functional teams to deliver high-quality UI and UX that meets customer...

  • Credit Risk Expert

    3 weeks ago


    Cardiff, Cardiff, United Kingdom Monzo Full time

    Job DescriptionWe're looking for a highly motivated and analytical Credit Risk Expert to join our unsecured lending team. The successful candidate will have experience in unsecured retail lending and a deep understanding of how the market works, including the impact of pricing dynamics on portfolio performance.In this role, you will work on initiatives to...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Company OverviewMonzo is a financial technology company that aims to revolutionize the way people manage their money. We're committed to making banking more accessible, transparent, and user-friendly.About the RoleWe're seeking an experienced Senior Credit Modeller to join our Borrowing Credit & Data team. This role will involve developing and implementing...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    About the RoleWe're looking for an experienced Senior Credit Strategy Analyst to work with us in Cardiff, London, or remotely within the UK. You'll be part of a fast-paced environment where you'll develop underwriting strategies and drive the success of our borrowing propositions.


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    Key ResponsibilitiesThe ideal candidate will have strong analytical and data capabilities, backed up by technical coding skills, particularly in SQL. Python and Looker experience are a plus.You will build and maintain the database tables and dashboards that provide insights and promote rapid, data-driven decisions. You will also assess how the lending...


  • Cardiff, Cardiff, United Kingdom Harnham Full time

    Avoid Loss and Drive Profitability as a Strategic Lending Analyst:Harnham's close-knit team in Cardiff needs your expertise to develop and implement robust credit risk models that boost profits.Key Responsibilities:Analyse complex customer data to predict future trends and risksEvaluate and adjust credit risk policies to maximise profitabilityDevelop and...


  • Cardiff, Cardiff, United Kingdom Monzo Full time

    We are looking for a talented Lead Underwriting Specialist to join our team. As a key member of our lending team, you will be responsible for driving the success of our borrowing propositions by leading initiatives to improve credit underwriting and supporting new lending strategies.Key Responsibilities:Leading initiatives to improve credit underwriting,...

  • Credit Risk Manager

    1 week ago


    Cardiff, Cardiff, United Kingdom Monzo Full time

    We are seeking a highly skilled Credit Risk Manager to drive the success of our borrowing propositions. This role will involve leading initiatives to improve credit underwriting, supporting new lending strategies, and collaborating across teams to build profitable lending portfolios.Key Responsibilities:Leading initiatives to improve credit underwriting and...


  • Cardiff, Cardiff, United Kingdom Admiral Careers Full time

    Admiral Careers is a forward-thinking fintech company that is revolutionizing the financial industry with its cutting-edge lending solutions. We are committed to making finance both accessible and engaging.In this exciting role, you will utilise your analytical skills to shape our lending strategy and credit risk models.Analyse portfolio trends and market...