Unsecured Lending Professional Opportunity

3 days ago


Cardiff, Cardiff, United Kingdom Monzo Full time
Job Responsibilities
  • Developing and deploying underwriting strategies and credit models to assess net present value of new lending cohorts.
  • Leading the design and roll-out of new lending strategies by finding patterns in data and translating these into insights.
  • Maintaining and refining our credit models to drive strategic business decisions.
  • Collaborating with people from engineering, marketing, product, risk and control to design and deliver product changes.

You should have extensive experience in unsecured retail lending, including personal loans, credit cards, overdrafts, and buy now pay later products. A deep understanding of lending economics and how the unsecured retail lending market works is also essential.


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