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Senior Credit Product Manager
2 months ago
**About the Role**
We are seeking a highly skilled Senior Credit Product Manager to join our team at Visa. As a key member of our Credit Product team, you will be responsible for developing and executing a forward-looking strategy for our credit products in the UK and Ireland.
Key Responsibilities:
- Develop a comprehensive understanding of the credit value chain, from acquisition to customer servicing.
- Work closely with our Issuers and Lenders to develop and deliver new lending propositions, taking a customer-centric and data-driven approach.
- Collaborate with our Merchants, Acquirers, and Enablers to develop and deliver new embedded finance propositions, taking a customer-centric and data-driven approach.
- Lead day-to-day management of Visa's credit product strategy and opportunity identification, including both short- and long-term strategic planning for lending.
- Maintain oversight on consumer trends, changes in the lending ecosystem, and regulatory landscape, and integrate as part of Credit Product strategy and solutioning.
- Lead credit relationships with issuers, working towards the delivery of credit products and propositions and accelerate market adoption of products already live in market.
- Support the Credit Origination strategy facing off to Issuers and Lenders, working towards the delivery of a Minimum Viable Product (MVP) and accelerate market adoption.
- Provide analysis and input for key Client RfPs and providing stakeholders with regular updates on credit performance.
- Develop, roll out, and monitor financial performance indicators for credit products across segments, consisting of revenue targets and product metrics.
- Lead delivery of Visa Instalments APIs network upgrade, managing seller-side engagements, working closely with key account directors to scale the proposition.
- Continue to develop Visa's market thought leadership perspective on the future of consumer credit and embedded finance.
- Progress Visa's horizontal product integration strategy, developing consistent client experiences across market-leading products.
Requirements:
- Strong commercial acumen and data fluency.
- In-depth understanding of Credit P&L KPIs, as well as trends in customer experience and how they influence customer engagement and adoption.
- Understanding of the E2E credit value chain, from Acquisition to Customer servicing.
- Familiarity with development of new consumer value propositions, a passion for meeting consumer needs, and ability to translate customer need to commercially viable propositions.
- Strong communication skills and ability to build strong relationships with clients and colleagues across Visa functions, navigating a matrix organisation.
- Educated to degree level or equivalent working experience.
