Life Medical Underwriter

1 month ago


Cardiff, Cardiff, United Kingdom Legal & General Full time
Job Title: Life Medical Underwriter

We are seeking a skilled Life Medical Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in assessing and managing risk for our customers.

Key Responsibilities:
  • Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered.
  • Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
  • Ensure requests for further information are appropriate and accurate, and that the customer journey is not impacted unnecessarily.
  • Identify complaints and ensure they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
  • Ensure all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made.
  • Take ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
  • Communicate with internal, external customers, and third parties via all methods of communication in a professional and efficient manner, ensuring customer satisfaction is maximised and expectations met.
Requirements:
  • Experience underwriting protection products.
  • Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
  • Extensive knowledge of all protection products.
  • Understanding of legislations and regulatory requirements would be preferable.
  • Excellent written and verbal communication skills.
What We Offer:
  • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday.
  • Competitive family leave.
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts we offer – both for our own products and at a range of high street stores and online.

We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs. If you're open to finding out more, we'd love to hear from you.



  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    **Life Medical Underwriter Role**We're seeking a skilled Life Medical Underwriter to contribute to our team. As a key member, you'll be responsible for reviewing customer applications, identifying risk factors, and assessing the viability of Life, Critical Illness Cover, and Income Protection applications.Key responsibilities:Accurately assess and document...


  • Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    We're recruiting for a Life Insurance Underwriter Specialist to join our team at Legal & General Group. In this role, you'll be responsible for reviewing customer applications for Life, Critical Illness Cover, and Income Protection, and making informed decisions about risk factors.The estimated salary for this role is £50,000 - £70,000 per annum, depending...


  • Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    We're looking for a talented individual to join our team as a Life Medical Underwriter. In this role, you'll play a critical part in ensuring the accuracy and integrity of our underwriting process.The ideal candidate will have a strong analytical mind and excellent communication skills, as you'll be working closely with customers to understand their needs...


  • Cardiff, Cardiff, United Kingdom Legal & General Full time

    At Legal & General, we are seeking a highly skilled Junior Life Medical Underwriter to join our team. This role offers a competitive salary of £35,000 - £40,000 per annum, depending on location and experience.About the RoleWe're recruiting for a Junior Life Medical Underwriter to join us in assessing life and disability risks for customers applying for...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    About the RoleWe're seeking a skilled Life Underwriter Specialist to join our team. In this role, you'll be responsible for reviewing customer applications and identifying risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications.Key ResponsibilitiesAccurately assess and document life and disability risks by...


  • Cardiff, Cardiff, United Kingdom Legal and General Full time

    Salary: £40,000 - £60,000 per year depending on experienceAbout Us:At Legal and General, we are committed to creating brighter financial futures for all our customers. As a Junior Life Medical Underwriter, you will play a vital role in helping us achieve this goal.Your Key Responsibilities:Risk Management: Accurately review customer applications to...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    About the RoleAs a Junior Life Medical Underwriter at Legal & General, you will play a critical role in reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications. This is a challenging yet rewarding role that requires a thorough understanding of legislative and...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    About the RoleWe are recruiting for a Risk Assessment Specialist to join our team at Legal & General.This role involves reviewing customer applications to assess risk factors and determine the suitability of Life, Critical Illness Cover, and Income Protection policies. As a Risk Assessment Specialist, you will be responsible for accurately assessing and...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job DescriptionAbout the RoleWe are seeking a skilled Life Medical Underwriter to join our team. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks. Your expertise will help us make informed decisions about life, critical illness cover, and income protection applications.Key...


  • Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    We are looking for a skilled Financial Underwriter Specialist to join our team at Legal & General Group.This role involves reviewing customer applications and making informed decisions regarding life, critical illness cover, and income protection policies.The key responsibilities of this position include:Evaluating and documenting life and disability...


  • Cardiff, Cardiff, United Kingdom Legal & General Full time

    We are seeking a skilled Junior Life Medical Underwriter to join our team at Legal & General. This role involves assessing life and disability risks for customers applying for Life, Critical Illness Cover, and Income Protection. As a Junior Life Medical Underwriter, you will be responsible for accurately assessing and documenting life and disability risks by...


  • Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    Job Title: Commercial UnderwriterWe are seeking a skilled Commercial Underwriter to join our team at Legal & General Group. As a Commercial Underwriter, you will be responsible for reviewing customer applications to identify risk factors and assessing whether we can offer Life, Critical Illness Cover, and Income Protection applications.You will have the...


  • Cardiff, Cardiff, United Kingdom Legal & General Full time

    As a Junior Life Medical Underwriter at Legal & General, you will have the opportunity to work in a dynamic and supportive environment where you can develop your skills and expertise. We are seeking a talented individual to join our team, who has experience underwriting protection products and a thorough understanding of the risk factors for mortality and...


  • Cardiff, Cardiff, United Kingdom Legal & General Full time

    About the Role:We are seeking a highly skilled Customer Underwriter Specialist to join our team at Legal & General. As a key member of our underwriting team, you will be responsible for reviewing customer applications to identify risk factors and assess the suitability of our life, critical illness cover, and income protection products.Key...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job Role OverviewWe're seeking a skilled Protection Underwriter to review customer applications and assess life and disability risks. This role involves accurately documenting life and disability risks, addressing customer requirements, and ensuring exceptional customer experience. If you have experience underwriting protection products and a thorough...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job OverviewWe are seeking a skilled Protection Product Underwriter to join our team at Legal And General. As a key member of our underwriting team, you will play a vital role in assessing and documenting life and disability risks for our customers.Key ResponsibilitiesReview and assess customer applications to identify potential risks and assess whether we...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job SummaryWe are seeking a skilled Commercial Underwriter to join our team at Legal & General. As a Commercial Underwriter, you will be responsible for reviewing customer applications to identify risk factors and assessing whether we can offer Life, Critical Illness Cover, and Income Protection applications.Key ResponsibilitiesAccurately assess and document...


  • Cardiff, Cardiff, United Kingdom Legal & General Group Full time

    Job SummaryWe are seeking a skilled Commercial Underwriter to join our team at Legal & General Group. As a Commercial Underwriter, you will be responsible for reviewing customer applications to identify risk factors and assessing whether we can offer Life, Critical Illness Cover, and Income Protection applications.You will have the autonomy to agree to offer...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job DescriptionWe are seeking a highly skilled and experienced Team Manager Underwriting to join our team. As a key member of our Underwriting team, you will be responsible for leading and managing a team of Underwriters to deliver high-quality risk management decisions.Key Responsibilities:Lead and manage a team of Underwriters to achieve business...


  • Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

    Job Title: Senior Protection UnderwriterJob Type: Full-timeLocation: Remote or HybridAbout Us: Legal & General is a leading financial services group and major global investor, committed to building a better society for the long term.Job Description:Key Responsibilities:Assess and document life and disability risks by reviewing applications and deciding which...