Life Medical Underwriter Position

4 weeks ago


Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

**Life Medical Underwriter Role**

We're seeking a skilled Life Medical Underwriter to contribute to our team. As a key member, you'll be responsible for reviewing customer applications, identifying risk factors, and assessing the viability of Life, Critical Illness Cover, and Income Protection applications.

Key responsibilities:

  • Accurately assess and document life and disability risks by reviewing applications and deciding which terms can be offered.
  • Participate in or lead projects to enhance the underwriting process, improve systems, and increase commercial viability.
  • Ensure requests for further information are appropriate and accurate, minimizing unnecessary impacts on the customer journey.
  • Identify complaints and address them promptly, highlighting root causes to ensure compliance with response time limits.
  • Maintain accurate records of daily work to enable effective communications and business decisions.
  • Stay up-to-date with legislative and regulatory requirements, taking ownership of maintaining an excellent knowledge base.
  • Communicate effectively with internal and external customers, third parties, and stakeholders in a professional and efficient manner.

**Requirements**

  • Experience underwriting protection products and a thorough understanding of risk factors for mortality and morbidity, as well as financial underwriting.
  • Extensive knowledge of protection products, legislations, and regulatory requirements.
  • Excellent written and verbal communication skills.

At Legal & General, we offer a competitive package that rewards performance and behavior, including annual bonuses, share schemes, pension contributions, life assurance, private medical insurance, and more.



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