Life Medical Underwriter

4 weeks ago


Edinburgh, Edinburgh, United Kingdom Legal & General Full time

Job Overview

We're recruiting for a highly skilled Protection Product Underwriter to join our team at Legal & General. As a key member of our underwriting team, you'll play a critical role in assessing and documenting life and disability risks for our customers.

Key Responsibilities

  • Accurately assess and document life and disability risks by reviewing applications and determining the most suitable terms for our customers.
  • Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
  • Ensure all requests for further information are appropriate, accurate, and commensurate with the risk being assessed, minimizing unnecessary delays in the customer journey.
  • Identify and address complaints promptly, highlighting root causes to ensure compliance with complaints response time limits.
  • Maintain accurate records of work to enable effective business decisions and efficient communication with customers and stakeholders.
  • Stay up-to-date with legislative and regulatory requirements, applying this knowledge to ensure compliance and minimize risk.
  • Communicate effectively with internal and external customers, providing clear and concise information to meet their expectations and promote customer satisfaction.

Requirements

  • Proven experience in underwriting protection products, with a thorough understanding of mortality and morbidity risk factors and financial underwriting principles.
  • Extensive knowledge of all protection products, including their features, benefits, and risk assessments.
  • Excellent written and verbal communication skills, with the ability to present complex information in a clear and concise manner.
  • Strong analytical and problem-solving skills, with the ability to work independently and as part of a team.
  • Ability to adapt to changing priorities and deadlines, with a focus on delivering high-quality results in a timely manner.

What We Offer

  • A competitive salary and performance-related bonus plan.
  • A comprehensive benefits package, including pension contributions, life assurance, and private medical insurance.
  • A range of flexible working arrangements and opportunities for professional development and career growth.
  • A collaborative and inclusive work environment, with a focus on teamwork, innovation, and customer satisfaction.

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