Financial Risk Specialist
1 month ago
Job Summary
We are seeking a highly skilled Financial Risk Specialist to join our team. As an Underwriting Expert, you will play a key role in assessing and managing financial risks associated with customer applications.
About the Role
In this exciting opportunity, you will review customer applications to identify potential risk factors, assess their suitability for Life, Critical Illness Cover and Income Protection policies, and make informed decisions about policy terms and conditions.
You will work closely with customers, doctors, and other stakeholders to gather relevant information, ensuring accurate and timely assessments that meet regulatory requirements.
The ideal candidate will have excellent analytical and communication skills, a strong understanding of financial underwriting principles, and the ability to work independently and as part of a team.
Key Responsibilities
- Assess customer applications to identify potential risk factors and determine policy terms and conditions
- Communicate with customers, doctors, and other stakeholders to gather relevant information
- Ensure accurate and timely assessments that meet regulatory requirements
- Develop and implement strategies to enhance the underwriting process and improve system efficiency
- Identify and escalate complaints and ensure prompt resolution
Requirements
- Excellent analytical and communication skills
- Strong understanding of financial underwriting principles
- Ability to work independently and as part of a team
- Proven track record of delivering high-quality results in a fast-paced environment
- Familiarity with industry regulations and compliance requirements
Benefits
- Competitive salary: £55,000 - £65,000 per annum
- Annual performance-related bonus plan
- Generous pension contribution
- Private medical insurance (permanent employees only)
- At least 25 days holiday, plus public holidays
- Option to buy and sell holiday
- Competitive family leave
- Participate in our electric car scheme
- Many discounts offered on products and at high street stores and online
About Us
Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.
We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
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