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Life Insurance Underwriter

2 months ago


Brighton, Brighton and Hove, United Kingdom Legal & General Full time
Job Title: Junior Life Medical Underwriter

We are seeking a highly skilled and detail-oriented Junior Life Medical Underwriter to join our team at Legal & General. As a Junior Life Medical Underwriter, you will play a critical role in assessing and documenting life and disability risks for our customers.

Key Responsibilities:
  • Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
  • Address customer requirements in an efficient and professional manner, ensuring that the agreed service levels are met or exceeded to deliver exceptional customer experience.
  • Ensure any requests for further information are appropriate and accurate, and commensurate with the risk being assessed, to avoid impacting the customer journey unnecessarily.
  • Identify complaints and escalate to an authorized complaints handler to ensure they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
  • Take ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
  • Communicate with internal, external customers, and third parties in a professional and efficient manner via all methods of communication, ensuring customer satisfaction is maximized and expectations met by obtaining and giving the correct information.
Requirements:
  • Experience underwriting protection products.
  • Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
  • Extensive knowledge of all protection products.
  • Understanding of legislations and regulatory requirements would be preferable.
  • Excellent written and verbal communication skills.
What We Offer:
  • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday.
  • Competitive family leave.
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts we offer – both for our own products and at a range of high street stores and online.
About Us:

Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.

We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.

If you join us, you'll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.

If you're open to finding out more, we'd love to hear from you.