Insurance Underwriter
3 weeks ago
Legal & General is a leading financial services group that supports the savings, protection, and retirement needs of millions of people. Our Retail division helps individuals enjoy a more colourful retirement through our portfolio of retail and workplace businesses.
We are the UK's number one individual life insurer, providing Group Protection products for employers and helping people plan for the unexpected. Our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance, and wealth areas.
We're seeking a Junior Life Medical Underwriter to join our team. As a Junior Life Medical Underwriter, you will be responsible for reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications.
We offer both home-based and hybrid opportunities depending on location. You will be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
Key responsibilities include:
- Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
- Identifying complaints and escalating to an authorised complaints handler so that they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
- Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
- Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
- Understanding of legislations and regulatory requirements would be preferable.
We offer a competitive base salary and a range of benefits, including the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. We also offer generous pension contributions, life assurance, private medical insurance, and a range of other benefits.
Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.
We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
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