Lending Economics Strategist

2 weeks ago


London, Greater London, United Kingdom AMEX Full time

A Thriving Career in Lending Economics

At American Express, we're committed to delivering exceptional customer experiences and driving business growth through our lending initiatives. We're seeking a skilled Lending Economics Strategist to join our International Proprietary Lending & Product Teams.

This role offers an exciting opportunity to lead and inform lending growth and pricing strategies through analytics, leveraging internal and external data. As a key member of the Pricing & Analytics team, you'll drive revenue growth and improved profitability across international markets.

About the Role:

  • Execute strategic analysis across International markets to inform Pricing strategies and identify revenue-generating opportunities.
  • Partner with colleagues across markets and business units to address pricing challenges or evaluate promotional campaigns.
  • Work with multiple Business & CFR partners to optimize Pricing and Line to drive profitable ADB and Revolve Rates.
  • Support Leadership and markets with delivery of new Pricing and Line capabilities and features.
  • Conduct performance tracking of deployed initiatives and develop proposals for enhancements.

What You'll Need:

  • Strong quantitative and analytics acumen to support decision-making rigor.
  • Demonstrates ability to utilize financial, credit bureau, and behavioral data to develop business insights shaping growth strategies and initiatives.
  • Solid understanding of the economics of lending products and key levers of profitability.
  • Proficiency in Hive, SAS, or SQL.
  • Excellent verbal, written communication, and interpersonal skills.
  • Self-Starter with strong organizational skills.
  • Bachelor's Degree Required.

Compensation and Benefits:

  • Estimated Salary: $120,000 - $180,000 per year, based on location and experience.
  • Competitive bonus incentives.
  • Comprehensive medical, dental, vision, life insurance, and disability benefits.
  • Flexible working model with hybrid, onsite, or virtual arrangements.
  • Generous paid parental leave policies.
  • Free access to global on-site wellness centers.
  • Career development and training opportunities.

About Us:

As a global leader in payments and card services, American Express is committed to delivering exceptional customer experiences and driving business growth. We offer a dynamic work environment, competitive compensation, and comprehensive benefits to help our colleagues thrive professionally and personally.



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