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Senior Lending Economics Strategist
2 months ago
Unlock the Power of Lending Economics
At American Express, we empower our team members to drive business growth through data-driven insights. As a Senior Lending Economics Strategist, you will play a crucial role in informing pricing strategies and driving revenue growth across international markets.
About the Role
The Pricing & Analytics team is responsible for developing robust business analysis, identifying growth opportunities, collaborating with business partners, and executing test and learn tactics across American Express international markets. This role provides an opportunity to lead and inform lending growth and pricing strategies through analytics leveraging internal and external data.
Key Responsibilities
- Execute strategic analysis across International markets to inform Pricing strategies identify revenue generating opportunities.
- Partner with colleagues across markets and business units to address pricing challenges or evaluate promotional campaigns.
- Work with multiple Business & CFR partners to optimize Pricing and Line to drive profitable ADB and Revolve Rates.
- Support Leadership and markets with delivery of new Pricing and Line capabilities and features.
- Work with multiple business & technical teams to develop/optimize Pricing strategies across ICS markets to grow Lend revenue.
- Conduct performance tracking of deployed initiatives and develop proposal for enhancements.
Requirements
- Strong quantitative and analytics acumen to support decision-making rigor.
- Demonstrates ability to utilize financial, credit bureau and behavioural data to develop business insights shaping growth strategies and initiatives.
- Solid understanding of the economics of lending products and key levers of profitability.
- Proficiency in Hive, SAS, or SQL.
- Excellent verbal, written communication, and interpersonal skills.
- Self-Starter with strong organizational skills.
- Bachelor's Degree Required.
What We Offer
- Estimated salary range: $120,000 - $180,000 per year (dependent on location and experience)
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Note: Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
