Senior Consumer Product Strategy Analyst

3 weeks ago


Belfast, United Kingdom Bank of America Full time

Position Overview

The role of the Consumer Product Strategy Analyst III involves conducting sophisticated analyses and modeling to mitigate loss exposure while enhancing the customer experience. The Analyst will leverage various analytical tools, including Excel, SAS, SQL, Tableau, and other relational databases, to support strategic initiatives, ensure objectives are achieved, and recommend policy and procedural adjustments within segmentation frameworks for optimal outcomes.

Key Responsibilities:

  • Propose methods to assist the business in reaching its goals and making informed decisions through data analysis insights.
  • Execute in-depth analyses of financial models, market trends, and portfolio data to evaluate product performance and enhance risk management, profitability, and operational efficiency.
  • Lead the preparation of product performance reports and updates for senior leadership.
  • Identify and communicate business trends based on economic and portfolio analyses.
  • Utilize expertise in various business and technical areas to independently evaluate and convey risks and opportunities related to large-scale projects and initiatives.
  • Collaborate with business partners within the Line of Business and associated organizations, including Finance.

Required Qualifications:

  • Advanced analytical and quantitative capabilities with a proven track record of using data to identify underlying issues.
  • Fundamental understanding of first and third-party fraud dynamics.
  • Strong analytical and communication skills.
  • Comprehensive financial knowledge and awareness of fraud loss factors.
  • Proficiency in programming languages such as SAS or SQL, along with experience in e-Ledger and Enterprise GL tools.
  • Intermediate to expert level proficiency in Excel.

Desired Qualifications:

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  • MBA or advanced studies in finance, accounting, or business management is preferred.
  • Minimum of 2 years of experience in fraud analysis or analytical/financial roles, preferably in Payment Card or Retail Banking Finance.
  • Exceptional quantitative, critical thinking, and analytical abilities.
  • Strong understanding of finance and accounting principles.
  • Excellent interpersonal skills with the ability to communicate effectively and demonstrate leadership.
  • Professionalism in interactions with executive-level personnel across the organization.
  • Capability to present, lead, support, and influence senior management and business stakeholders.
  • Innovative mindset with a willingness to challenge existing processes.
  • Leadership skills, including team and individual development.
  • Ability to manage multiple projects concurrently and prioritize effectively.
  • Proactive in identifying, analyzing, and optimizing existing processes to meet deadlines.

Skills:

  • Business Analytics
  • Business Intelligence
  • Data Quality Management
  • Fraud Management
  • Monitoring, Surveillance, and Testing
  • Collaboration
  • Data Visualization
  • Oral and Written Communication
  • Problem Solving
  • Analytical and Critical Thinking
  • Data and Trend Analysis
  • Innovative Thinking
  • Research

Shift:

1st shift (United States of America)

Hours Per Week: 40


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