Credit Risk Specialist
6 days ago
Serving our customers, communities, and planet a little better every day.
Salary - Up to £, + annual bonus & benefitsOur roles are hybrid, however you should be able to travel to our office, 1 day per week for this position.
A career that works for youWe're looking for a Specialist to join our Financial Difficulties team within Credit Risk at Tesco Bank. You'll be leading the team responsible for the pre arrears strategy, utilising data to identify customers who may fall into Financial Difficulties. You will also be responsible for developing strategies, to support our most vulnerable customers when they are in financial Difficulties, as well as developing tracking and insights with a focus on customer outcomes. This is a management level position coaching and developing both senior and junior analysts in the team, helping them to reach their potential. You will also be working alongside fellow credit risk professionals and working closely with an outsource partner to deliver great outcomes as one team. What you'll be doing
•Own, maintain and enhance the Financial Difficulties pre arrears strategy to ensure good customer outcomes are being achieved.
•Own, maintain and enhance the vulnerable customer strategy within Collections and Recoveries, including reviewing the customer journey ensuring the delivery of the vulnerable strategy aligns with internal performance measures.
•Own and develop customer outcomes insight and analysis for the whole of the Collections and Recoveries journey, identifying improvements to support strong outcomes for the customer.
•Manage a team of analysts to ensure optimal performance is being achieved, while helping with their own development and career aspirations.
•Strong Risk Management, monitoring portfolio performance and ensuring key controls are developed and monitored which mitigate value stream risks from materialising. We need you to have
•Leadership and communication skills, presenting key information and insight to senior management and other business stakeholders.
•Experience in working with and supporting vulnerable customers.
•A track record of organising and prioritising own and team's workload, including coaching and developing, without supervision to efficiently meet business objectives. And if you have any of these, even better
•Experience of Collections and Recoveries.
•Excellent problem-solving capabilities.
•Able to create concise and informative reports that can be shared with senior stakeholders.
•Knowledge of credit risk systems. We don't expect you to tick every box, and if you feel you hit most of the brief, it's worth exploring to further develop your career here with us. What's in it for you
•Prepare for your retirement with our colleague pension scheme.
•Private Medical Insurance (WL2+) and virtual GP Service you and your family days a year.
•Performance related annual bonus.
•Indulge in a generous holiday allowance with a minimum of weeks, with the opportunity to buy more.
•Embrace the benefits of our Colleague Clubcard, enjoy a % discount that increase to % every payday (worth up to 2K). As an added perk, we'll give you a second card to share with someone else.
•Benefit from our family-oriented initiatives, encompassing enhanced maternity leave pay, a shared parental leave policy, and a generous 8-week paid paternity leave.
•A place to get on - take advantage of our ongoing learning opportunities and training, to help you achieve the job and career you want.
•Take part in our Buy as you Earn and Save as your Earn share schemes. Everyone's welcome We want all our colleagues to always feel welcome and be themselves at Tesco Bank. We're committed to building a more inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day. Role Alignment Following the announcement regarding Tesco's' strategic partnership with Barclays, this role will support our banking business and will transfer to Barclay's UK towards the end of 4, subject to regulatory approval. Please note, the transfer date may change. #LI-LC2
-
Credit Risk Specialist
6 days ago
Glasgow, Glasgow City, United Kingdom SThree Management Services Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at SThree Management Services. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios to minimize losses and maximize...
-
Credit Risk Specialist
5 days ago
Glasgow, Glasgow City, United Kingdom SThree Management Services Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Information Technology team at SThree Management Services. As a Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of potential borrowers, using balance sheet analysis, credit risk analysis, and financial ratios to minimize losses and maximize...
-
Credit Risk Specialist
2 days ago
Glasgow, Glasgow City, United Kingdom Tesco Bank Full timeServing our customers, communities, and planet a little better every day.Salary - Up to £, + annual bonus & benefits Location – Hybrid, Permanent Career that works for youWe're looking for a seasoned professional to join our Financial Difficulties team within Credit Risk. As a key member of our team, you'll be responsible for leading the development and...
-
Credit Risk Specialist
2 days ago
Glasgow, Glasgow City, United Kingdom Tesco Bank Full timeServing our customers, communities, and planet a little better every day.Salary - Up to £, + annual bonus & benefits Location – Hybrid, Permanent Career that works for youWe're looking for a seasoned professional to join our Financial Difficulties team within Credit Risk. As a key member of our team, you'll be responsible for leading the development and...
-
Credit Risk Specialist
7 days ago
Glasgow, Glasgow City, United Kingdom Tesco Bank Full timeServing our customers, communities, and planet a little better every day.Salary - Up to £, + annual bonus & benefits Location – Hybrid, Permanent Career that works for youWe're looking for a seasoned professional to join our Financial Difficulties team within Credit Risk. As a key member of our team, you'll be responsible for leading the development and...
-
Credit Risk Specialist
5 days ago
Glasgow, Glasgow City, United Kingdom Tesco Bank Full timeServing our customers, communities, and planet a little better every day.Salary - Up to £, + annual bonus & benefits Location – Hybrid, Permanent Career that works for youWe're looking for a seasoned professional to join our Financial Difficulties team within Credit Risk. As a key member of our team, you'll be responsible for leading the development and...
-
Credit Risk Management Specialist
4 weeks ago
Glasgow, Glasgow City, United Kingdom Lusona LLP Full timeLusona LLP is seeking a skilled professional to join our client, a reputable entity in the property management industry, as a Credit Policy Manager. In this pivotal role, you will be responsible for overseeing credit control processes and will report directly to the credit manager. You will collaborate with a dedicated team of credit controllers to ensure...
-
Credit Risk Expert
6 days ago
Glasgow, Glasgow City, United Kingdom Threeuk Full timeJob Title: Credit Risk ExpertJob Summary:Three UK is seeking a highly skilled Credit Risk Expert to join our team. As a key member of our Credit Risk team, you will play a crucial role in analyzing our data to maximize connections on our network while highlighting risks and offering potential solutions.Key Responsibilities:Data Analysis: Proactively collect,...
-
Credit Risk Expert
5 days ago
Glasgow, Glasgow City, United Kingdom Threeuk Full timeJob Title: Credit Risk ExpertJob Summary:Three UK is seeking a highly skilled Credit Risk Expert to join our team. As a key member of our Credit Risk team, you will play a crucial role in analyzing our data to maximize connections on our network while highlighting risks and offering potential solutions.Key Responsibilities:Data Analysis: Proactively collect,...
-
Credit Risk Analyst
3 days ago
Glasgow, Glasgow City, United Kingdom Three UK Full timeJob Description**About the Role**We are seeking a highly skilled Credit Risk Analyst to join our team at Three UK. As a key member of our Credit Risk team, you will play a crucial role in analysing and interpreting data to support the development of credit strategies, policies, and processes.Key Responsibilities:Proactively collect, analyse, and interpret...
-
Credit Risk Analyst
3 days ago
Glasgow, Glasgow City, United Kingdom Three UK Full timeJob Description**About the Role**We are seeking a highly skilled Credit Risk Analyst to join our team at Three UK. As a key member of our Credit Risk team, you will play a crucial role in analysing and interpreting data to support the development of credit strategies, policies, and processes.Key Responsibilities:Proactively collect, analyse, and interpret...
-
Credit Risk Manager
4 weeks ago
Glasgow, Glasgow City, United Kingdom Lusona LLP Full timeLusona LLP is seeking a skilled professional to fill the role of Credit Policy Manager. This position is crucial within our client's established framework in the property management industry. As a Credit Policy Manager, you will be responsible for overseeing credit control processes and ensuring the integrity of financial transactions. You will collaborate...
-
Senior Credit Risk Analyst
4 weeks ago
Glasgow, Glasgow City, United Kingdom Statera Talent Full timeAre you passionate about data and risk analysis? Statera Talent is looking for a talented Credit Risk Analyst to enhance the credit risk management strategies of our client, a prominent financial institution. This position emphasizes the importance of data-driven insights in shaping effective risk management frameworks.Position Overview:As a Credit Risk...
-
Senior Credit Risk Analyst
4 weeks ago
Glasgow, Glasgow City, United Kingdom Three Full timeOpportunity for a Credit Risk Analyst At Three, we prioritize the effective management of credit risk to uphold our financial integrity. As a Credit Risk Analyst, you will be instrumental in shaping our credit policies and strategic decisions. Key Responsibilities: Oversee and refine credit scorecards for both consumer and business sectors.Collaborate...
-
Senior Credit Risk Analyst
4 weeks ago
Glasgow, Glasgow City, United Kingdom Three Full timePosition Overview: Credit Risk Analyst At Three, we are focused on the prudent management of credit risk to uphold the financial integrity of our organization. As a Credit Risk Analyst, you will be instrumental in shaping our credit policies and strategies that influence key decision-making processes. Key Responsibilities: Oversee and refine credit...
-
Senior Credit Risk Analyst
4 weeks ago
Glasgow, Glasgow City, United Kingdom Three Full timeCredit Risk Analyst Opportunity At Three, we are focused on proficiently overseeing credit risk to uphold the financial integrity of our organization. In the capacity of a Credit Risk Analyst, you will be instrumental in the decision-making processes that shape our credit policies and strategic initiatives. Key Responsibilities: Oversee and refine credit...
-
Lead Credit Risk Strategist
4 weeks ago
Glasgow, Glasgow City, United Kingdom Project People Full timeLead Credit Risk StrategistPermanent PositionFlexible Work ArrangementAt Project People, we pride ourselves on being a forward-thinking organization dedicated to proficiently managing credit risk. Our team is integral to safeguarding the financial stability of our enterprise while ensuring a seamless customer experience.As a Lead Credit Risk Strategist, you...
-
Business Analyst
7 days ago
Glasgow, Glasgow City, United Kingdom Capgemini Full timeJob DescriptionJob Title: Credit Risk Business Analyst – SAS (Glasgow)About the Role:We are seeking an experienced Business Analyst with expertise in Credit Risk and SAS to join our BUK Risk Strategy team. As a key member of our team, you will collaborate with a diverse group of professionals to drive value through effective risk management.Your...
-
Lead Credit Risk Strategist
4 weeks ago
Glasgow, Glasgow City, United Kingdom Project People Full timeLead Credit Risk StrategistPermanent PositionFlexible Onsite ArrangementAt Project People, we pride ourselves on being a forward-thinking organisation dedicated to proficiently managing credit risk. Our team is integral to safeguarding the financial stability of our company while ensuring a seamless customer experience.As a Lead Credit Risk Strategist, you...
-
Credit Risk Analyst
1 day ago
Glasgow, Glasgow City, United Kingdom Three Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at Three. As a key member of our Credit Risk team, you will play a crucial role in analyzing our data to maximize connections on our network while identifying and mitigating risks.Key ResponsibilitiesProactively collect, analyze, and interpret data to support the development...
