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Credit Risk Specialist

2 months ago


Glasgow, Glasgow City, United Kingdom Tesco Bank Full time

Serving our customers, communities, and planet a little better every day.

Salary - Up to £, + annual bonus & benefits
Location – Hybrid, Permanent
Career that works for youWe're looking for a seasoned professional to join our Financial Difficulties team within Credit Risk. As a key member of our team, you'll be responsible for leading the development and implementation of our Collections strategy, utilizing data-driven insights to drive business outcomes. You'll work closely with our credit risk professionals and external partners to deliver exceptional results and ensure good customer outcomes are achieved.Key Responsibilities:
  • Develop and maintain the Financial Difficulties collections strategy to ensure optimal customer outcomes.
  • Own and enhance regular Business as Usual (BAU) Management Information (MI) reporting for Financial Difficulties portfolio performance.
  • Lead a team of analysts to ensure optimal performance and help them reach their full potential.
  • Monitor portfolio performance and ensure key controls are developed and monitored to mitigate value stream risks.

We're looking for someone with:

  • Strong leadership and communication skills, with the ability to present key information and insights to senior management and other business stakeholders.
  • Extensive experience with data analytics and a strong understanding of software packages such as SAS, SQL, R, Python, or other programming languages.
  • Experience in Collections and Recoveries, with a strong understanding of credit risk systems.
  • Able to evaluate complex information and make informed decisions.

What's in it for you:

  • Prepare for your retirement with our colleague pension scheme.
  • Private Medical Insurance (WL2+) and virtual GP Service.
  • Performance-related annual bonus.
  • Generous holiday allowance with the opportunity to buy more.
  • Colleague Clubcard with a % discount that increases to % every payday.
  • Family-oriented initiatives, including enhanced maternity leave pay, shared parental leave policy, and 8-week paid paternity leave.
  • Ongoing learning opportunities and training to help you achieve your career goals.
  • Buy as you Earn and Save as your Earn share schemes.

Everyone's welcome:

We want all our colleagues to feel welcome and be themselves at Tesco Bank. We're committed to building a more inclusive workplace and celebrating everything that makes colleagues unique. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day.