Credit Risk Manager
3 weeks ago
We're seeking a highly skilled Credit Risk Specialist to join our Financial Difficulties team within Credit Risk.
As a Credit Risk Specialist, you'll be responsible for leading the team responsible for producing and providing insights on the portfolio performance, using internal and external data sources.
You'll also be responsible for identifying risks and opportunities to develop and enhance the Collections strategy utilising data to deliver analytical driven solutions as well as offering solutions to help customers in financial difficulties.
This is a management level position where you'll be coaching and developing both senior and junior analysts in the team, helping them to reach their potential.
You'll also be working alongside fellow credit risk professionals and working closely with an outsource partner to deliver great outcomes as one team.
Key Responsibilities- Own, maintain and enhance the Financial Difficulties collections strategy to ensure good customer outcomes are being achieved.
- Own, maintain and enhance regular BAU MI reporting for Financial Difficulties portfolio performance across pre-arrears, collections & recoveries.
- Manage a team of analysts to ensure optimal performance is being achieved, while helping with their own development and career aspirations.
- Strong Risk Management, monitoring portfolio performance and ensuring key controls are developed and monitored which mitigate value stream risks from materialising.
- Leadership and communication skills, presenting key information and insight to senior management and other business stakeholders.
- Extensive experience with data analytics.
- Experience of Collections and Recoveries
- Strong understanding and effective use of software packages, such as SAS, SQL, R, Python, or other programming languages.
- Able to evaluate complex information and make informed decisions
- Prepare for your retirement with our colleague pension scheme.
- Private Medical Insurance (WL2+) and virtual GP Service you and your family days a year.
- Performance related annual bonus.
- Indulge in a generous holiday allowance with a minimum of weeks, with the opportunity to buy more.
- Embrace the benefits of our Colleague Clubcard, enjoy a % discount that increase to % every payday (worth up to 2K).
- Benefit from our family-oriented initiatives, encompassing enhanced maternity leave pay, a shared parental leave policy, and a generous 8-week paid paternity leave.
- A place to get on - take advantage of our ongoing learning opportunities and training, to help you achieve the job and career you want.
- Take part in our Buy as you Earn and Save as your Earn share schemes.
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