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Arrears Specialist

2 months ago


Uxbridge, United Kingdom Pepper Advantage Full time
Job Overview

We are seeking a skilled Arrears Specialist to join our team at Pepper Advantage, a leading loan servicing company in the UK. As an Arrears Specialist, you will play a crucial role in delivering exceptional customer service and resolving mortgage arrears through effective communication and negotiation.

Key Responsibilities:

  • Process mortgage administration activities with accuracy and timeliness
  • Communicate regularly with customers experiencing payment difficulties
  • Negotiate arrears workout options, such as arrangements, capitalisation, and loan workouts
  • Monitor and enforce agreed workout strategies, taking further action as necessary
  • Analyse problems, think creatively, and make effective decisions in a timely manner

Requirements:

  • Recent experience in a Collections role
  • Experience in dealing with customers experiencing financial difficulties
  • Prior exposure to operational loans, preferably in a mortgage context
  • Excellent customer service skills
  • Strong English verbal and written communication skills
  • Great attention to detail
  • An understanding of Consumer Duty and regulatory requirements

What We Offer:

  • Benchmarked salary of £33,000 per annum
  • Hybrid working arrangement
  • Private medical insurance
  • Salary Sacrifice Pension matched up to 8%
  • 25 days holiday per year + bank holidays
  • EAP
  • Enhanced maternity and paternity leave
  • Wellbeing and Volunteering days
  • Eye care contribution
  • Life Assurance

About Us:

Pepper Advantage operates in nine jurisdictions across the UK, Europe, and Asia Pacific, with over US$50 billion in assets under management. We employ over 1,100 people to serve 65 clients and 1,000,000 end-users. Our advanced credit intelligence platform enables us to deliver exceptional results for our clients and their customers.