Credit Manager

2 weeks ago


Enfield Town, United Kingdom STORMX RECRUITMENT LIMITED Full time

Our client is a market leading Global brand that due to growth are restructuring and are looking for a new Credit Manager to take responsibility of their EMEA region.

Reporting to the Director Global Credit Services, the EMEA Credit Manager will play a leading role in the day-to-day activity of the European credit function.
The primary role will include management of the assigned regions accounts receivable portfolio, including all collection and administration, coordinate with Risk Assessment team for detailed financial and credit analyses on specific business proposals, be responsiblefor time-sensitive credit assessments if within their personal authority or escalate to the next authority level with a recommended course of action.
- **Key Responsibilities/Accountabilities**:
Act as the first reference point for European credit and risk management.
- Assess and evaluate customer credit risk through in-depth business and financial analysis, under the Risk Model.
- Responsible for credit assessments within their own personal authority; or will need to escalate to the next authority level with a recommended course of action.
- Document and communicate credit decisions in a clear and effective manner and within the timelines agreed with key business stakeholders.
- Undertake supplier reviews, where required
- Interface with customers to resolve credit related issues, including on-site visits where appropriate
- Provide assistance and advice and where necessary negotiate with high-risk customers a deal structure. Keep a balanced approach in maximizing the sales opportunity while maintaining the credit quality standards.
- Initiate and implement continuous credit process improvements to meet key operational business needs of acceptable turnaround times and high productivity while maintaining business controls within appropriate credit standards.
- Be very familiar with the region’s credit portfolio and have a comprehensive overview of the country portfolio’s impaired and non-performing assets and the recovery strategy on each. Provide reporting to the Director Global Credit Services on a monthlybasis.
- Experience with the processing of letter of credits
- Undertake and complete tasks/projects as assigned. Define and maintain European Credit Portfolio metrics

**Essential**:
7 years+ experience in a commercial finance/leasing environment with significant experience in a credit assessment role.

Several years of experience within the export business of goods particularly processing letters of credit.

Strong and proven credit assessment skills at both deal and portfolio levels.

In-depth knowledge of commercial law, industry, political and economic environments across the assigned region.

Ability to work under pressure and to meet tight deadlines.



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