Corporate Recovery Manager

2 weeks ago


Cheadle, Staffordshire, United Kingdom Together Full time

Company Description

We're Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.

We're looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.

Job Description

As a Corporate Recovery Manager , you will be responsible for managing a small portfolio of Corporate Customers who are experiencing challenges around either servicing loans, security risks and/or exit risks along with providing support to the Corporate Recovery Directors.

You will manage the credit relationship for Corporate Customers demonstrating stress and/or distress. You will work to assess the position and ultimately determine appropriate risk strategies to achieve a commercially balanced solution – the aim is to return customers to good health. This may include considering whether a turnaround is viable or where that is not possible, work out a strategy which can minimise provisions in as capital efficient manner as possible, or assessing new lending opportunities.

As a Corporate Recovery Manager , we are looking for someone to:

Manage the credit relationship for a portfolio of customers classified as facing stressed & / or distressed situations, implementing turnaround & recovery strategies and techniques to minimize credit risk
Demonstrate an understanding in recovery & business restructuring, who can work with professional advisors to achieve the best outcome for customers and Together
Support and may lead credit discussions with customers and obtain approval for exposures / actions from the appropriate authority and work with management teams and key internal & external stakeholders
Analyse and challenge information received from customers and / or advisors, checking back to source documentation, in order to undertake a robust situation analysis and formulate turnaround / recovery / restructuring strategies
Visit customers to discuss the issues leading to the stressed & / or distressed situation, develop a relationship and consider appropriate strategies to address the concerns
Make clear and supported credit recommendations (including loan restructuring where appropriate), monitor management information and oversee security & documentation requirements, liaising with external legal counsel where appropriate
Develop relationships with external suppliers Insolvency Practitioners, Receivers, Lawyers, Valuers and any other appropriate professionals
Maintain strong & relevant industry knowledge across all asset type, sectors and regions
Support the management of the department by identifying process opportunities to improve the outcome for customers and our business

Qualifications

Essential

Experience in credit risk and / or workout roles in SME and corporate lending Knowledge of credit management & recovery strategies Knowledge of the commercial & residential lending market Strong relationship management & negotiating skills Proven analytical skills with a strong working knowledge of risk control Strong communication & presentation skills Good understanding of financial accounts & cash flow forecasts

Additional Information

Benefits working at Together

26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts

Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we'll do all we can.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

Job Location



  • Cheadle, Staffordshire, United Kingdom Together Full time

    Company DescriptionSalary £ £27000, plus performance bonus and benefitsWe are Together - A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers' financial ambitions...


  • Cheadle, Staffordshire, United Kingdom Together Full time

    Company DescriptionStarting salary £32,960, plus performance bonus and benefitsWe are Together - A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers' financial ambitions...


  • Cheadle, Staffordshire, United Kingdom Together Full time

    Job DescriptionThe Credit & Portfolio Risk Team are responsible for the day to day management of credit and portfolio risk within Together. Working collaboratively with the other 1st line functions (underwriting, operations, sales, collections & recoveries) and 2nd line credit risk teams, the team ensure that Together's credit risk policies and standards are...

  • Registered Nurse

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom Premier Healthcare Full time

    Registered Nurse - Mental Health Hospital Location: Cheadle (Must be living in the UK) Position: Registered Nurse (RMN/RNLD Qualified) Hours: Full Time Salary: up to 18.28 per hour/ 41,824 per year (based on 44 hours) + 5,000 welcome bonus + enhancements Contract: Permanent Company and Hospital Information The cost of your DBS Check with be paid...


  • Cheadle, Staffordshire, United Kingdom Jupiter Recruitment Full time

    An amazing job opportunity has arisen for a dedicated RMN or RNLD Nurse to work in a spectacular hospital based in Cheadle, Greater Manchester area. Your will be working for one of UK's leading health care providersIf you are interested in applying for this job, please make sure you meet the following requirements as listed below.This special hospital offers...


  • Cheadle, Staffordshire, United Kingdom Together Trust Full time

    2 yearly salary increments. 27 days annual leave rising to 30 after 5 years and 33 after 10 years plus bank holidays. Occupational sick pay and family friendly policies including enhanced maternity. Flexible working encouraged Continuous professional developmentHere at the Together Trust, our vision is to champion a better future for the children, young...

  • Receptionist

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom CBRE GWS Full time

    CBRE Global Workplace Solutions is a global provider of integrated facilities and corporate real estate management. We are recruiting a Receptionist to join the team located in Cheadle, Cheshire where they will be working alongside one of our major Clients, Agilent.ResponsibilitiesService Delivery Provide an exceptional, totalintegrated Customer Service...

  • Senior Income Officer

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom Together Trust Full time

    Senior Income OfficerLocation: Cheadle/ Hybrid WorkingHours hrs per weekSalary:- £30,986.00 annual salary2 yearly salary increments.27 days annual leave rising to 30 after 5 years and 33 after 10 years plus bank holidays.Occupational sick pay and family friendly policies including enhanced maternity.Flexible working encouragedContinuous professional...

  • Dior Ambassador

    1 month ago


    Cheadle, Staffordshire, United Kingdom PARFUMS CHRISTIAN DIOR Full time

    PostePOSITION: Beauty ConsultantDEPARTMENT: RetailLOCATION: John Lewis, CheadleREPORTS TO: Counter ManagerAs a Beauty Consultant for Parfums Christian Dior, you are a brand ambassador. In your role, you are responsible for driving beauty sales by achieving your sales targets while promoting the brand and providing a personalised luxury service to...


  • Cheadle, Staffordshire, United Kingdom GHD Group Full time

    Join a global professional services leader and become part of a team of over 11,000 diverse professionals across five continents dedicated to solving the world's biggest challenges across energy, transport, utilities and urbanization. Established in 1928, GHD is wholly owned by its people, leading through a commitment to creating sustainable solutions...

  • Executive Assistant

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom Together Full time

    Company Description Please note the working hours for this role are 10am - 6.30pm.**We're Together - the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses...


  • Cheadle, Staffordshire, United Kingdom Agilent Technologies Inc. Full time

    Agilent is looking for a dynamic, experienced, and talented HR Professional, based in the UK or Ireland, to join an established European HR Team. Agilent UK & Ireland operates over 5 Sites and has approx. 600 employees. The role requires you to work with Agilent business leaders, the European HR team and broader HR organization to deliver HR support that...

  • People Partner

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom Pets at Home Full time

    Role:People Partner, Central TeamsTeam: PeopleReporting to:Head of People, Central TeamsLocation:Hybrid role with 2/3 days in our Handforth office weeklyHours: 39 hours per week (we welcome enquiries regarding flexible working options)Salary & Benefits:Up to £55k plus comprehensive benefits offeringAbout Us:"We put pets first" is our number one value at...

  • Jo Malone London

    2 weeks ago


    Cheadle, Staffordshire, United Kingdom The Estée Lauder Companies Full time

    Jo Malone London is a British fragrance house known for elegantly simple scents with unexpected ingredients and a unique twist. As well as coveted colognes, Jo Malone London creates luxurious scents for bath, body and home. Distinctive yet understated. Perfect alone or artfully layered with Fragrance Combining__. Synonymous with gift giving, Jo Malone London...


  • Cheadle, Staffordshire, United Kingdom GHD Group Full time

    This job is brought to you by Jobs/Redefined, the UK's leading over-50s age inclusive jobs board. Job Description Come Join Us Join a global professional services leader and become part of a team of over 11,000 diverse professionals across five continents dedicated to solving the world's biggest challenges across energy, transport, utilities and...


  • Cheadle, United Kingdom Together Full time

    Job DescriptionAs a Corporate Recovery Manager, you will be responsible for managing a small portfolio of Corporate Customers who are experiencing challenges around either servicing loans, security risks and/or exit risks along with providing support to the Corporate Recovery Directors.You will manage the credit relationship for Corporate Customers...


  • Cheadle, United Kingdom Together Full time

    Company Description We’re Together  – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...


  • Cheadle, United Kingdom Together Full time

    Job DescriptionAs a Corporate Recovery Director, you will be responsible for managing a portfolio of Corporate Customers who are experiencing challenges around either servicing loans, security risks and/or exit risks.You will manage the credit relationship for Corporate Customers demonstrating stress and/or distress as well as a proportion of performing...


  • Cheadle, United Kingdom Together Full time

    Job DescriptionAs a Corporate Recovery Director, you will be responsible for managing a portfolio of Corporate Customers who are experiencing challenges around either servicing loans, security risks and/or exit risks.You will manage the credit relationship for Corporate Customers demonstrating stress and/or distress as well as a proportion of performing...


  • Cheadle, United Kingdom Together Full time

    Company Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...


  • Cheadle, United Kingdom Together Full time

    Company Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...


  • Cheadle, United Kingdom Viribus Animo Recruitment LTD Full time

    **Job Title**:Recoveries Liaison Executive **Location**:Lakeside, Cheadle **Salary**:£23,000 - £25,000 **Hours**:Mon-Fri (9:00 am-17:30 pm) **The Role**: As a Recoveries Liaison Executive, you will deliver high levels of service so that customers’ needs are met and deliver appropriate customer outcomes, effectively manage a portfolio of cases under...


  • Cheadle, United Kingdom Together Full time

    Company Description **Salary £**23000 - £27000**, plus performance bonus and benefits** **We are Together** - A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers'...

  • Recoveries Handler

    2 weeks ago


    Cheadle, United Kingdom Drive Further Full time

    We are currently looking for a number of **Recoveries Handlers** to join our team. Offering an attractive salary (dependent on experience), this is a fantastic chance to develop your career and work with a business dedicated to offering an outstanding service to our customers by supporting them through continuous investment in our people and...


  • Cheadle Hulme, Stockport, United Kingdom Greater Manchester Mental Health NHSFT Full time

    Duty/Responsibility Recovery Focused Skills and Abilities To support and motivate service users to attend and take part in service activities which promote their recovery and independence To support other team members to deliver recovery focused sessions at a variety of venues across Manchester To work in partnership with other professionals/agencies to...


  • Cheadle, United Kingdom Drive Further Full time

    Are you a skilled and dedicated professional with experience in **managing high-value credit hire claims?** Join our dynamic team at MSL as a Recoveries Specialist and be part of our mission to deliver exceptional service to our valued clients. **Who Are We** MSL is a customer focused claims business, offering claims handling and legal expenses insurance...


  • Cheadle, United Kingdom Together. Full time

    Company DescriptionWere Together the market leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We...


  • Cheadle, United Kingdom Viribus Animo Recruitment LTD Full time

    **Job Title**:Collections and Recoveries Specialist - Personal Finance **Location**:Lakeside, Cheadle **Salary**:From £25,000 per year **Hours**:Mon-Fri (9:00 am-17:30pm) We are looking for a Collections & Recoveries Specialist to join our Collections Team on a permanent basis based in our office in Cheadle. You will be responsible for facilitating...


  • Cheadle, United Kingdom Together Full time

    Company Description **Salary: £25,000 - £26,000 per annum, plus performance bonus and benefits** **We are Together** - A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our...


  • Cheadle, United Kingdom Together Full time

    Job DescriptionAs a Senior Corporate Underwriter, you will work as a part of our high performing Corporate Lending team, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.As a Senior Corporate Underwriter, we are looking for someone to:Evaluate and analyse credit and portfolio risk for...


  • Cheadle, United Kingdom Together Full time

    Job DescriptionAs a Senior Corporate Underwriter, you will work as a part of our high performing Corporate Lending team, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.As a Senior Corporate Underwriter, we are looking for someone to:Evaluate and analyse credit and portfolio risk for...


  • Cheadle, United Kingdom Together Full time

    Company Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...


  • Cheadle, United Kingdom Together Full time

    Company Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...


  • Cheadle, Staffordshire, United Kingdom Together. Full time

    Company Description Were Togetherthemarket leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We...


  • Cheadle, United Kingdom Together Full time

    Company Description **Salary: £25,000 - £26,000 per annum, plus performance bonus and benefits** **_ This role is office based Monday - Friday, working hours are 9am - 5.30pm_** **We are Together** - A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream...