Lead Credit Risk Strategist

4 days ago


Leeds, Leeds, United Kingdom Harnham Full time £60,000

Job Title: Lead Credit Risk Strategist

About the Role

Harnham is seeking a highly skilled Lead Credit Risk Strategist to join our team. As a key member of our credit risk management function, you will play a pivotal role in developing and implementing robust credit risk strategies that ensure the bank's portfolio remains resilient and aligned with regulatory standards.

Key Responsibilities

  • Conduct comprehensive analysis of the credit portfolio to identify emerging risks and provide insights to senior management for informed decision-making.
  • Collaborate with cross-functional teams to formulate and update credit risk policies, ensuring compliance with regulatory requirements and internal standards.
  • Utilize large datasets to extract meaningful patterns, trends, and insights, contributing to a proactive and data-driven credit risk management approach.
  • Stay abreast of industry regulations and ensure that credit risk strategies and models align with regulatory guidelines, making necessary adjustments as required.

Requirements

  • Bachelor's degree in a quantitative field such as Finance, Economics, Mathematics, or Statistics. Advanced degree (MSc, PhD) is a plus.
  • Proven experience in credit risk analysis within a banking or financial services environment.
  • Strong proficiency in statistical modeling and programming languages (e.g., SAS, R, Python) for data analysis.
  • In-depth understanding of credit risk principles, regulatory requirements, and industry best practices.

What We Offer

Harnham offers a competitive salary and benefits package, as well as opportunities for professional growth and development in a dynamic and supportive environment.



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