Senior/Lead Credit Risk Strategist

4 days ago


Leeds, Leeds, United Kingdom Harnham Full time £60,000
Job Description

Lead Credit Risk Analyst

As a Lead Credit Risk Analyst at Harnham, you will play a pivotal role in managing and enhancing our bank's credit risk strategies. Leveraging your expertise in credit risk analysis, you will contribute to the development and implementation of robust credit risk models and policies, ensuring the bank's portfolio remains resilient and aligned with regulatory standards.

Key Responsibilities:

  • Conduct a comprehensive analysis of the credit portfolio, identifying emerging risks, providing insights to senior management for informed decision-making and implementing credit risk strategies.
  • Collaborate with cross-functional teams to formulate and update credit risk policies, ensuring compliance with regulatory requirements and internal standards.
  • Utilize large datasets to extract meaningful patterns, trends, and insights, contributing to a proactive and data-driven credit risk management approach.
  • Stay abreast of industry regulations and ensure that credit risk strategies and models align with regulatory guidelines, making necessary adjustments as required.

Requirements:

  • Bachelor's degree in a quantitative field such as Finance, Economics, Mathematics, or Statistics. Advanced degree (MSc, PhD) is a plus.
  • Proven experience in credit risk analysis within a banking or financial services environment.
  • Strong proficiency in statistical modeling and programming languages (e.g., SAS, R, Python) for data analysis.
  • In-depth understanding of credit risk principles, regulatory requirements, and industry best practices.


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