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Life Medical Underwriter

2 months ago


Brighton, Brighton and Hove, United Kingdom Legal & General Full time
Job Title: Life Medical Underwriter

We are seeking a skilled Life Medical Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks for our customers.

Key Responsibilities:
  • Accurately assess and document life and disability risks by reviewing applications and determining the appropriate terms and conditions for our customers.
  • Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
  • Ensure that all requests for further information are appropriate and accurate, and that the customer journey is not unnecessarily impacted.
  • Identify and address complaints in a timely and effective manner, ensuring compliance with regulatory requirements.
  • Maintain an excellent knowledge and understanding of legislative and regulatory requirements, and communicate effectively with internal and external stakeholders.
Requirements:
  • Experience underwriting protection products, with a thorough understanding of risk factors for mortality and morbidity.
  • Extensive knowledge of all protection products, including life, critical illness, and income protection.
  • Excellent written and verbal communication skills, with the ability to communicate complex information in a clear and concise manner.
What We Offer:
  • A competitive base salary and annual performance-related bonus plan.
  • A generous pension contribution and private medical insurance.
  • At least 25 days holiday, plus public holidays, with the option to buy and sell holiday.
  • Competitive family leave and the opportunity to participate in our electric car scheme.
  • Many discounts on our own products and at high street stores and online.

We strive to be open, mindful, and inclusive, and are committed to creating a welcoming culture that values diversity and promotes career development. If you are passionate about underwriting and have a strong desire to make a difference, we would love to hear from you.