VP of Credit Strategy and Policy
2 days ago
As VP of Credit Strategy and Policy at United Overseas Bank Ltd., you will be responsible for reviewing Group Policy Standard, Frameworks/ Guidelines and maintaining them over time to ensure that PFS Loans portfolios operate within the desired appetite.
Main Responsibilities:
- Develop and maintain Group Retail Credit Policy and Process Standards.
- Oversee regional countries' operations to ensure alignment with Group PFS Policy, Frameworks and Retail Risk Appetite (RRA) metrics.
- Lead independent reviews and provide recommendations on proposed credit policies changes and related documents.
- Analyze portfolio quality for PFS loans across countries to identify trends and opportunities.
- Leverage expertise to drive strategic projects that align with Group Retail Credit and Group CPG goals.
Requirements:
- Minimum 8 years of experience in retail credit risk management, preferably with expertise in credit risk policy, MIS, and portfolio management.
- Strong educational background in Mathematics, Statistics, Business, or Finance is desirable.
- Exceptional analytical skills combined with strong business acumen and high level of motivation.
- Proven experience in a Group regional role with comprehensive understanding of country businesses and regulatory environments.
- Advanced proficiency in Microsoft Office tools, including Excel, Powerpoint, and other relevant software.
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