VP of Credit Strategy and Policy

2 days ago


Carlisle, Cumbria, United Kingdom United Overseas Bank Ltd. Full time
VP of Credit Strategy and Policy

As VP of Credit Strategy and Policy at United Overseas Bank Ltd., you will be responsible for reviewing Group Policy Standard, Frameworks/ Guidelines and maintaining them over time to ensure that PFS Loans portfolios operate within the desired appetite.

Main Responsibilities:

  • Develop and maintain Group Retail Credit Policy and Process Standards.
  • Oversee regional countries' operations to ensure alignment with Group PFS Policy, Frameworks and Retail Risk Appetite (RRA) metrics.
  • Lead independent reviews and provide recommendations on proposed credit policies changes and related documents.
  • Analyze portfolio quality for PFS loans across countries to identify trends and opportunities.
  • Leverage expertise to drive strategic projects that align with Group Retail Credit and Group CPG goals.

Requirements:

  • Minimum 8 years of experience in retail credit risk management, preferably with expertise in credit risk policy, MIS, and portfolio management.
  • Strong educational background in Mathematics, Statistics, Business, or Finance is desirable.
  • Exceptional analytical skills combined with strong business acumen and high level of motivation.
  • Proven experience in a Group regional role with comprehensive understanding of country businesses and regulatory environments.
  • Advanced proficiency in Microsoft Office tools, including Excel, Powerpoint, and other relevant software.


  • Carlisle, Cumbria, United Kingdom United Overseas Bank Ltd. Full time

    Senior Policy Analyst - Retail CreditThis Senior Policy Analyst - Retail Credit position at United Overseas Bank Ltd. offers an estimated annual salary of $140,000 and involves reviewing Group Policy Standard, Frameworks/ Guidelines to ensure PFS Loans portfolios operate within desired parameters.Key Responsibilities:Review and maintain Group Retail Credit...


  • Carlisle, Cumbria, United Kingdom H&H Group of Companies Full time

    Company OverviewHarrison & Hetherington is a leading livestock marketing company operating across the North of England, South of Scotland and Borders. We pride ourselves on our high degree of financial acumen and ability to evaluate financial risks and credit worthiness.Job DescriptionWe are seeking a skilled and experienced Senior Livestock Credit and...


  • Carlisle, Cumbria, United Kingdom United Overseas Bank Ltd. Full time

    Regional Credit Risk SpecialistEarn an estimated annual salary of $140,000 in this role as a Regional Credit Risk Specialist at United Overseas Bank Ltd. to review Group Policy Standard, Frameworks/ Guidelines and maintain them over time to ensure that PFS Loans portfolios operate within the desired appetite.Key Responsibilities:Maintain Group Retail Credit...


  • Carlisle, Cumbria, United Kingdom University of Cumbria Full time

    Key ResponsibilitiesThe successful candidate will work closely with our Credit Control and Treasury Lead to provide accurate and timely allocation of income. You will also be expected to deal with students, staff, and other University customers professionally and confidentially in line with service standards.


  • Carlisle, Cumbria, United Kingdom H&H Group plc Careers Full time

    We are seeking a Credit Management Professional to join our team in Carlisle. The successful candidate will be responsible for managing client relationships, assessing credit worthiness, and providing exceptional customer service.The ideal candidate will have a strong background in credit management, excellent communication and interpersonal skills, and the...

  • Financial Assistant

    3 weeks ago


    Carlisle, Cumbria, United Kingdom University of Cumbria Full time

    About the RoleWe are seeking a skilled Financial Assistant to join our Income and Credit Control team at the Lancaster Campus. As a key member of our team, you will be responsible for actively collecting tuition fees, accommodation fees, and other debts due to the University.


  • Carlisle, Cumbria, United Kingdom H&H Group plc Full time

    About H&H Group plcWe are the UK's leading livestock marketing company, operating across the North of England, South of Scotland and Borders. Our business handles over 12,000 head of livestock each week.The ideal candidate will have high financial acumen, excellent communication skills, flexibility, and self-motivation. They will be able to maintain client...

  • Tuition Fee Collector

    3 weeks ago


    Carlisle, Cumbria, United Kingdom University of Cumbria Full time

    Requirements and QualificationsTo be considered for this role, applicants must have extensive experience in credit control processes and excellent communication skills. You will need to be a strong team player who can build trusted relationships with colleagues within the University. The estimated salary for this position is £25,000 - £30,000 per annum,...


  • Carlisle, Cumbria, United Kingdom Carlisle Brass Ltd Full time

    About Carlisle BrassWe are one of the UK's leading architectural hardware brands, renowned for our expertise in building solutions since 1986. Our team operates a nationwide next-day delivery service.Purpose of the RoleTo oversee the company's sales ledger and maximize cash flow by minimizing bad debts, reducing overdue percentages, and ensuring accounts...


  • Carlisle, Cumbria, United Kingdom H&H Group plc Full time

    Job Title: Financial Risk ManagerHarrison & Hetherington, the UK's leading livestock marketing company, is seeking a highly skilled Financial Risk Manager to join their team. This exciting role will involve evaluating financial risks and credit worthiness across various clients in the agricultural industry.Responsibilities:- Conducting thorough credit checks...


  • Carlisle, Cumbria, United Kingdom H&H Group plc Full time

    Harrison & Hetherington, the UK's leading livestock marketing company, is seeking a highly skilled Accounts Receivable Specialist to join their team.About UsWe operate across the North of England, South of Scotland and Borders, with a reputation for excellence in the agricultural industry.Role OverviewThis is an exciting opportunity for a motivated...


  • Carlisle, Cumbria, United Kingdom Catholic Education Diocese of Rockhampton Full time

    About the Role:The ideal candidate will have extensive pharmacy experience and a strong stock control background. You will be working closely with our Partner Support Manager to ensure timely management of customer service queries and implementing effective customer service processes across the TWC network.You will also be responsible for assisting with...


  • Carlisle, Cumbria, United Kingdom Wales Medicines Strategy Group Full time

    Pharmacist Career Progression in WalesThis rotational pharmacist position offers a dynamic opportunity to develop your skills and knowledge in various clinical settings, including emergency admissions, respiratory disease, cardiology, stroke, cancer services, surgery, dispensary, and aseptic services.Through our rotational pharmacist foundation training...


  • Carlisle, Cumbria, United Kingdom Wales Medicines Strategy Group Full time

    Hospital Pharmacy Career AdvancementThis rotational pharmacist position offers a unique opportunity to develop your skills and knowledge in various clinical settings, including emergency admissions, respiratory disease, cardiology, stroke, cancer services, surgery, dispensary, and aseptic services.As part of our rotational pharmacist foundation training...


  • Carlisle, Cumbria, United Kingdom Wales Medicines Strategy Group Full time

    Career Opportunities in Hospital PharmacyWe are seeking pharmacists to join our rotational pharmacist foundation training programme, providing support as you begin your career journey in hospital pharmacy.This programme offers a broad wealth of experience in various clinical settings, including emergency admissions, respiratory disease, cardiology, stroke,...


  • Carlisle, Cumbria, United Kingdom Catholic Education Diocese of Rockhampton Full time

    Job SummaryWe are seeking a skilled Customer Support Liaison Officer to join our team. In this role, you will act as the touchpoint for Network Partner inquiries and customer service escalations, ensuring timely management of customer service queries. You will also support Network Partners through Support Centre functions, assisting with stock orders,...


  • Carlisle, Cumbria, United Kingdom Catholic Education Diocese of Rockhampton Full time

    Network Support RoleWe are looking for a motivated individual to fill the position of TWC Network Service Representative. As a key member of our team, you will collaborate with the Partner Support team to implement effective customer service processes across the TWC network. Your responsibilities will include acting as the touchpoint for Network Partner...


  • Carlisle, Cumbria, United Kingdom Wales Medicines Strategy Group Full time

    Are you looking for a challenging and rewarding career in quality management?We are seeking an experienced Decontamination Quality Manager to join our team at North Cumbria Integrated Care NHS Foundation Trust.The successful candidate will be responsible for managing all aspects of quality management, ensuring department staff carry out tasks in compliance...


  • Carlisle, Cumbria, United Kingdom H&H Group plc Full time

    Job Opportunity: Agricultural Finance ManagerH&H Group plc, a leading livestock marketing company in the UK, is seeking an experienced Agricultural Finance Manager to join our team.We are looking for a highly skilled individual with excellent financial acumen and ability to evaluate credit worthiness. You will be responsible for maintaining trusting...


  • Carlisle, Cumbria, United Kingdom Carlisle Brass Ltd Full time

    About Carlisle Brass LtdWe are a leading UK-based architectural hardware supplier, dedicated to delivering top-quality products and services since 1986.Role OverviewThis position plays a crucial role in managing the company's sales ledger, ensuring effective cash flow, and minimizing debt levels.Key Tasks:Cash Collection and Debt RecoveryRisk Assessment and...