Life Medical Underwriter

11 hours ago

Brighton, Brighton and Hove, United Kingdom Legal & General Full time
Job Title: Life Medical Underwriter

We are seeking a skilled Life Medical Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks for our customers.

Key Responsibilities:
  • Accurately assess and document life and disability risks by reviewing applications and determining the appropriate terms and conditions.
  • Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
  • Ensure that all requests for further information are appropriate and accurate, and that the customer journey is not unnecessarily impacted.
  • Identify and address complaints in a timely and effective manner, ensuring compliance with complaints response time limits.
  • Maintain an excellent knowledge and understanding of legislative and regulatory requirements.
  • Communicate effectively with internal and external customers, as well as third parties, to ensure customer satisfaction and expectations are met.
Requirements:
  • Experience underwriting protection products.
  • Thorough understanding of risk factors for mortality and morbidity, as well as financial underwriting.
  • Extensive knowledge of protection products.
  • Understanding of legislations and regulatory requirements is desirable.
  • Excellent written and verbal communication skills.
What We Offer:
  • A competitive base salary.
  • The opportunity to participate in our annual performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service.
  • Competitive family leave.
  • Participation in our electric car scheme.
  • Discounts on our own products and at high street stores and online.
About Us:

Legal & General is a leading financial services group and major global investor. We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone. We strive to be open, mindful, and inclusive, and are committed to creating a welcoming culture that values diversity and promotes career development.

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