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Life Medical Underwriter
2 months ago
We are seeking a skilled Life Medical Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a crucial role in assessing and documenting life and disability risks for our customers.
Key Responsibilities:- Accurately assess and document life and disability risks by reviewing applications and determining the appropriate terms and conditions for our customers.
- Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
- Ensure that all requests for further information are appropriate and accurate, and that the customer journey is not unnecessarily impacted.
- Identify and address complaints in a timely and effective manner, ensuring compliance with complaints response time limits.
- Maintain an excellent knowledge and understanding of legislative and regulatory requirements.
- Communicate effectively with internal and external customers, as well as third parties, to ensure customer satisfaction and expectations are met.
- Experience underwriting protection products, with a thorough understanding of risk factors for mortality and morbidity, as well as financial underwriting.
- Extensive knowledge of all protection products, with a strong understanding of legislations and regulatory requirements.
- Excellent written and verbal communication skills.
- A competitive base salary and annual performance-related bonus plan.
- A generous pension contribution and life assurance.
- Private medical insurance for permanent employees.
- A minimum of 25 days holiday, plus public holidays, with the option to buy and sell holiday.
- Competitive family leave and the opportunity to participate in our electric car scheme.
- Discounts on our own products and at high street stores and online.
At Legal & General, we strive to build a better society for the long term by investing our customers' money in things that make life better for everyone. We aim to create a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. If you're passionate about underwriting and customer satisfaction, we'd love to hear from you.
